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  • July 2012 - DGI Direct
    in any number of activities around the house one of the last thing on a person s mind is worrying about sustaining an eye injury But as research indicates a considerable number of accidents involving the eyes occur at Continued Top things to keep out of cars during heat warnings Insurance services have been common in North America during the summer of 2012 as according to the U S based National Drought Mitigation Center much of the continent has been impacted by drought According to NDMC statistics through the first half of Continued Lightning Safety Facts and Myths Though Canada isn t a country known for receiving regular bouts of severe weather the events that do happen some believe are nothing compared to what other countries receive However a fairly brief event that occurred in May 2012 suggests otherwise Continued Top 5 most common traffic tickets in Canada As with virtually every country in which there are vehicles and roadways various laws are on the books that motorists are required to adhere to so that traffic flow is efficient and the risk of accidents is minimized However these Continued Six traffic clues to be on the lookout for When out on the roadway motorists tend to take specific things into consideration when they re tooling around such as how many vehicles are on the streets the distance away they are from the nearest motorist what the rate of speed Continued Simple ways to increase gas mileage While car ownership has its benefits one of its negative aspects are fuel costs which seem to always be on the rise This has led to many Canadians who are in the market to buy a new car toward fuel efficient Continued Older posts Sections Auto Insurance Home Insurance Pet Insurance Online Quote Auto

    Original URL path: http://dgidirect.ca/2012/07/ (2016-05-01)
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  • June 2012 - DGI Direct
    with young children may want to know that the latest child car seat safety regulations will go into effect on January 1 The announcement came from Leona Aglukkaq Minister of Health on behalf of Minister of Transport Denis Lebel Continued IBC Vice President implores Canadians not to text while driving Hoping to further diminish the number of motorists who engage in texting while driving the vice president of the Insurance Bureau of Canada recently wrote an advisory piece for the Toronto Star In a special for the paper IBC vice Continued Vacation Checklist 7 things to do before leaving While going on vacation is meant to provide a needed respite from the hectic nature life can bring the preparation that goes into it can be frenetic as well leaving some people forgetting to take care of some things before Continued Things to remember when installing a smoke alarm While smoke alarms may not prevent fires from taking place they can go a long way toward minimizing the damage and property insurance claims that can result from them With this in mind Fire Prevention Canada says homeowners should take Continued Canadian Red Cross reminds homeowners to prepare for disasters While earthquakes in Canada are generally infrequent Conrad Sauve secretary general and CEO of the Canadian Red Cross says the event should serve as a reminder that they can occur anywhere anytime The scope of this disaster especially considering Japan Continued Spring cleaning may require insurance coverage With the departure of winter and the arrival of warmer temperatures it s not uncommon for many Canadians to do some in depth spring cleaning at their residences While this may involve throwing some items out it may also necessitate renting out Continued Sections Auto Insurance Home Insurance Pet Insurance Online Quote Auto Property Postal

    Original URL path: http://dgidirect.ca/2012/06/ (2016-05-01)
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  • Agents Archive - DGI Direct
    and confident that s what it s all about It leads to a good relationship and relationships are everything to me Narita Geldenhuys When you are able to help people see the value that a particular insurance product can give them you end up with happy customers That s a great feeling Josephine Francis My goal is to make sure that every single client ends the call smiling Jesse Bright Jesse likes to get to know his customers beyond just their insurance needs What s important to them as people It s all part of who they are Matt Gardner I set out to create an atmosphere of comfort for my customers I want to make them know I m listening and am there to get them what they need Sandra Cousins I always keep it in mind How do I want to be treated I m a customer too in life Dominic Thauvette I never knew that before I m glad I called today Older posts Sections Auto Insurance Home Insurance Pet Insurance Online Quote Auto Property Postal Code Go Or call 1 877 699 9923 Categories Ajusto Auto Insurance Auto Insurance Articles Car Tips General Tips Home Insurance Articles Home Tips Insurance News Insurance Related Articles Pet Insurance Pet Tips Property Insurance Tenant Insurance Travel Tips Archives April 2016 March 2016 February 2016 January 2016 December 2015 November 2015 October 2015 September 2015 August 2015 July 2015 June 2015 May 2015 April 2015 March 2015 February 2015 January 2015 December 2014 November 2014 October 2014 September 2014 August 2014 July 2014 June 2014 May 2014 April 2014 March 2014 February 2014 December 2013 November 2013 October 2013 September 2013 August 2013 July 2013 May 2013 April 2013 March 2013 February 2013 January 2013 December 2012 November 2012 October

    Original URL path: http://dgidirect.ca/agents/ (2016-05-01)
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  • 4 Tips on how to avoid distracted driving | DGI Direct
    ways drivers can ensure they don t become preoccupied by their mobile device is checking their voicemails and text messages before they hit the road IBC advises While driving it may be wise to put the phone on silent or give it to a passenger so they can answer a call or send a message if necessary Eat prior to driving Something drivers may not consider a form of distracted driving is eating or drinking behind the wheel Hunger pangs can be hard to hold off which is why IBC says motorists should eat before they take to the streets especially if the trip will be a fairly long one Pre set radio stations But no matter how far or short a trip is it s almost always accompanied by listening to news or music on the radio While it s inevitable that drivers will want to change the station at some point IBC advises motorists to manage their music or talk radio preferences by setting up which stations they listen to most frequently By doing this changing what s on the radio is just a button push away Ensure children pets are fastened Parents well understand that young children can be distractions To ensure their safety as well as everyone else that s in the car IBC says kids should be sufficiently strapped in to their child seats and that their comfortable The same standard applies to pets Even though most people don t have a seat geared for their dog or cat it may be a good idea to attach their leash to one of the door handles so they can t jump from one seat to the next Sections Auto Insurance Home Insurance Pet Insurance Online Quote Auto Property Postal Code Go Or call 1 877 699

    Original URL path: http://dgidirect.ca/auto-insurance-articles/4-tips-on-how-to-avoid-distracted-driving/ (2016-05-01)
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  • Your Fireplace Maintenance Guide - DGI Direct
    prefer to take the DIY route you can also clean your own chimney In terms of the fireplace itself check the damper to make sure it opens and closes smoothly Consider investing in a non flammable rug to be certain that errant sparks won t damage your carpet or flooring If you notice any water around the chimney call a professional immediately as there could be a leak in the flashing around it outside Next you ll need to select the proper firewood Choose dense split hardwood such as oak as it leaves less creosote a highly flammable combustion by product in the flue The wood should be outdoors for at least six months in a dry locale before use appear grayish and have cracks Do your chopping at the end of the previous winter to allow the logs ample drying time During Now it s time to light the kindling Keep the glass doors open to allow the air to escape while keeping the screen closed to protect the floor Then give your fireplace a good cleaning use a razor blade to skim away grime from smoky glass doors Next use warm water and dish washing detergent to create your own cleaning spray Apply the spray then use newspaper to wipe away any remaining dirt Open the damper fully with a gloved hand light a rolled up piece of newspaper and hold it at the flue s opening warming it before use Rely on simple kindling to ignite the fire rather than flammable liquids A fire starter brick serve as your foundation followed by two logs lengthwise side by side at the back of the firebox Once these catch flame place another log across them ensuring adequate air flow Avoid burning anything that s not firewood Remember less is more Smaller fires smoke less and are less likely to cause cracks in your chimney After If you re using your fireplace on a weekly basis the firebox should be cleaned once a week to prevent ash build up Remember to leave an inch of ash for insulation Wait at least three days to remove the excess ash as it can remain very hot until enough time has passed If you don t want to wait dump the ashes in an outdoor metal bin until they ve cooled and then dispose them Remember never vacuum fresh ashes If your fireplace has a slate exterior finish use lemon oil to give it a shine Brick hearths can be cleaned using a brick cleaner which can be found at your local hardware supply store If you re conducting research on fireplaces and would rather stick to the gas variety here is an excellent tutorial on installing a gas fireplace instead Note when doing any major renovation there are a few insurance related tasks to carry out be sure to contact your insurance company to ensure your policy is updated and to make sure you remain covered throughout the project Sections Auto Insurance

    Original URL path: http://dgidirect.ca/general-tips/your-fireplace-maintenance-guide/ (2016-05-01)
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  • How to get your car ready for winter driving | DGI Direct
    schedule the car for a tuneup Auto mechanics should be able to spot any deficiencies that may need to be addressed such as a radiator that s at risk of overheating or brake pads that are wearing away This can help set drivers minds at ease as they ll be able to know their vehicle is prepared for whatever Mother Nature may throw at them Purchase new wiper blades if current ones aren t cutting it A similarly important but all too often overlooked aspect of winter driving preparation is ensuring that the windshield wiper blades are in good working condition If the wipers aren t clearing away rain droplets quite like they used to it may be wise to invest in a high quality pair of wiper blades that are built for snowfall In addition Law recommends not scrimping on windshield washer fluid by buying the cheapest kind Opting for the more expensive brands which are generally better in quality help to clear away hard to remove ice pellets and snow buildup as the fluid acts as a de icer They re also temperature controlled so they won t freeze up when making contact with a cold windshield Ensure temperature settings work The temperature gauges and climate control should also be checked ensuring that they work at each setting Not only should the heating system be checked but the air conditioner as well While the A C may seem like something that s of little use when it s cold outside Law notes how it can serve as an effective dehumidifier removing excess moisture that may be in the vehicle s cab that can fog up the front and rear windows The winter may also serve as a good time to review one s auto insurance coverage Providers may

    Original URL path: http://dgidirect.ca/car-tips/how-to-get-your-car-ready-for-winter-driving/ (2016-05-01)
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  • Why You Need Winter Tires - DGI Direct
    name all season tires implies that they are a one size fits all solution to driving in diverse weather conditions But the name is misleading All season tires were never meant to deal with heavy snow or ice and in fact could more accurately be referred to as three season tires The problem with trying to make a tire that can handle most road conditions is that many compromises have to be made and the tire ends up being specialized for nothing in particular As the saying goes A jack of all trades is a master of none All season tires perform fine in the rain and even in light snow but they are not equipped to deal with the unique challenges posed by heavy snowfall and frigid temperatures I don t need winter tires because my vehicle is all wheel drive AWD Increasingly Canadians are choosing to drive AWD vehicles While AWD systems do provide better traction than 2WD systems they are no substitute for winter tires All wheel drive works very well in inclement weather as long as the tires have grip and the vehicle isn t travelling very fast But in heavy snow the best AWD system in the world is still going to suffer from lack of traction if you re not using snow tires I can keep my winter tires on all year round If winter tires provide better grip why not keep them on all year long It seems sensible but there s a reason all season and summer tires don t have as many sipes as winter tires When sipes contact a surface they get jostled around creating heat In winter when the temperature is cold this isn t a problem but in summer the heat builds up and wears down the tires quickly To maximize safety and minimize wear and tear use winter tires when it s cold out and switch back to your regular tires when spring rolls around I can save money by only fitting two winter tires on my vehicle instead of four When winter tires were first introduced it was common for people to fit them only on the driving axle of the car front or rear Some people still follow this practice today thinking it provides the same benefit for half the cost In fact this is very dangerous Having different sets of wheels on your vehicle means the front half and back half will grip the road differently making it much easier for the vehicle to become unsettled and spin out of control Snow tires should always be applied to all four corners of your vehicle regardless of whether it s front wheel drive rear wheel drive or all wheel drive Financial Benefits of Winter Tires Apart from the safety benefits of winter tires there are financial benefits as well For one thing having a specialized set of both summer and winter tires means each set will last much longer before needing replacement Depending on conditions

    Original URL path: http://dgidirect.ca/car-tips/need-winter-tires/ (2016-05-01)
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  • What You Need to Know About Winter Tire Pressure
    of your tires and improves your safety and that of your passengers It also reduces fuel consumption One of the simplest ways to save gas is to check tire pressure Under inflated tires can reduce mileage by as much as four percent How to Check your Tire Pressure Step 1 Start by making sure your tires are cold Cold tires are the only way to guarantee an accurate reading Tires are cold if they have been stationary for at least 3 hours Step 2 Remove the cap from the valve stem on one tire and press your tire gauge onto the valve The gauge will pop out and show a measured number When you hear a hissing sound that s air escaping the tire The escaping air shouldn t cause too much of an effect on tire pressure unless you hold down the air pressure gauge for too long Take a pressure reading by comparing the measured psi to the psi found on your vehicle s placard sticker Step 3 If your psi is above the number let air out until it matches the proper number If it s below add air to achieve recommended air pressure If you overfill the tire release air by pushing on the metal stem in the center of the valve then re check the pressure If you have to drive to get air record your tire pressure first drive to the station and then take a second reading of the tires pressure Then you can add the amount of air that was missing from the first reading Avoid driving on seriously under inflated tires to prevent damaging the tire Step 4 Replace the valve cap and repeat with each tire including the spare in your trunk Proper tire pressure alone won t ensure your

    Original URL path: http://dgidirect.ca/car-tips/need-know-winter-tire-pressure/ (2016-05-01)
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