archive-ca.com » CA » D » DGIDIRECT.CA

Total: 440

Choose link from "Titles, links and description words view":

Or switch to "Titles and links view".
  • Driving in Fog: Your Guide to Stay Safe - DGI Direct
    you find yourself driving in fog gradually reduce your speed and be sure to avoid sharp stops Because visibility is greatly reduced in foggy conditions you simply need more time to make driving decisions Keep a bigger distance between your car and those around you Maintain at least a five second gap between your vehicle and the one in front of you if you can see it Keep an eye on the speedometer Remember fog often masks many of the reference points you d normally use to gauge your speed Even if you feel you re in the clear and have passed through the fog don t accelerate dramatically as there could be further foggy patches ahead Essentially try not to surprise any of the drivers around you In the realm of driving it s always better to be predictable especially when conditions aren t ideal Pick a Side If you re driving on a larger highway stick to either the leftmost or rightmost lane This way you can use the solid pavement line as a marker ensuring your car remains in the centre of the lane so that you can hug any curves in the road This is a trick that also comes in handy when driving during torrential rain Just Drive Foggy weather necessitates extra focused driving The frills that usually imbue your cruise with delight like that blasting radio and friendly chatter chatter need to be put on hold during this time When you re driving through fog it s extra important to remember your defensive driving skills You can keep yourself alert by moving your eyes every six to eight seconds checking the rear mirror side mirrors and scanning the front window Opening a window can be helpful allowing you to hear other cars Pull Over If the fog is so thick that even seeing pavement lines is a challenge or you simply don t feel safe or comfortable driving don t be ashamed about pulling over Turn your four way lights on so that passing cars can see you as they pass Waiting until the fog clears can be a little frustrating but peace of mind and safety trump impatience when driving Beware of Black Ice Sometimes fog can freeze once it makes contact with cold surfaces like the road resulting in dangerous black ice Black ice is very difficult to see and your car may hydroplane upon making contact with it If the fog has resulted in black ice make sure you follow the guidelines for driving on black ice make sure your car is equipped with four winter tires watch for wet looking dark glossy patches on the road and above all slow down What s more it s important to be versed in skid control and prevention techniques so that you can safely navigate any slippery driving situations Ask For Help Don t be shy to ask for help Ask your passengers to be your eyes and ears They can help spot

    Original URL path: http://dgidirect.ca/car-tips/driving-in-fog-your-guide-to-stay-safe/ (2016-05-01)
    Open archived version from archive

  • 5 Winter Car Problems & How to Solve Them - DGI Direct
    membership can help a lot when you re in a bind The driver can give you a boost and in some cases can even sell you a new battery 2 Icy Windshield To prevent an icy windshield try this helpful trick If the forecast calls for subzero temperatures tomorrow take a raw onion half and rub across all your windows and windshield Surprisingly this prevents frost from forming on the glass Another option is to blanket the windshield with cardboard and cover side mirrors with plastic bags secured with an elastic 3 Frozen Door Lock If your car door lock is frozen heat your car key using a lighter or match and gently press it into the lock in order to melt the ice Alternatively silicone spray can be used proactively on windows and locks to prevent freezing 4 Frosty Inner Windows Sometimes due to warm air rising and making contact with glass windows can get a light layer of inner frost One preventative tip is to keep your floors dry by removing wet floor mats and allowing them to dry inside Another idea is to purchase anti fog at your local hardware store A neat trick is to leave the silicon packets that come in shoeboxes and electronics in the car as they absorb moisture 5 Car Won t Start After an extra cold evening sometimes your school and work routine is compromised by a car that won t start First turn the key and hold it for exactly 20 seconds do not keep cranking your key Use a block heater to keep your engine and oil warm overnight They re reasonably priced run on electiricity and can limit the amount of time you spend warming up the car yourself everyday Also try using a battery blanket to insulate

    Original URL path: http://dgidirect.ca/car-tips/5-winter-car-problems-how-to-solve-them/ (2016-05-01)
    Open archived version from archive

  • 5 Car Rental Mistakes & How to Avoid Them - DGI Direct
    avoid paying fuel and convenience charges Know in advance where you will be dropping off your vehicle as changing the drop off location after the fact can carry charges Keep in mind any breech of the contract usually carries penalties as well Mistake 3 Adding unnecessary extra services Bells and whistles cost extra period If you are offered an upgrade or services like roadside service or GPS be sure to check its fee structure Although these extras are convenient and may very well be beneficial to your journey it s wise to make sure that there are no cheaper alternatives before you sign For example GPS service from a car rental company can cost more than 10 per day This may not cause much of a dent in your wallet during a short trip but if you are renting the car for more than a week you may consider purchasing a used GPS system for less money Mistake 4 Waiving car rental insurance Unless you are covered through your current insurance provider for car rentals purchasing car rental insurance is a wise decision that may very well save you money in the long run From not being used to the car to driving through unfamiliar streets there are a variety of factors which might raise the risk of an accident occurring during your trip As always safety is paramount Our Trouble Free Option is a car insurance package that offers additional coverage for those renting a vehicle so that you can have peace of mind no matter how long or short your next vacation Mistake 5 Rushing As with most things in life if you rush through something you run the risk of making a mistake The same applies to car rental agreements if you sign the agreement without giving

    Original URL path: http://dgidirect.ca/general-tips/5-car-rental-mistakes-avoid/ (2016-05-01)
    Open archived version from archive

  • Buying a Used Car: What You Should Know - DGI Direct
    if they happen to have a friend or co worker that s selling Set Your Limits When researching potential new car purchases it s vital to recognize and respect your personal limits both from a budgetary and pragmatic standpoint This means setting a budget for your purchase and sticking to it It also means being realistic in your expectations and distinguishing needs from wants What s more if you re planning to trade in your current vehicle you must also set realistic expectations for its value If your current vehicle isn t exactly a recent model then the dealer to which you are trading will most likely be wholesaling it In this case keep in mind that the payment you will receive will be based on wholesale value and this will not provide as much of a payout as would selling your car directly to a buyer Check Its History Another way to make sure that your used car purchase is a worthwhile one is to check car history websites such as AutoCheck CarFax and Carproof However keep in mind that although these sites are an invaluable resource for checking a used car s history if a previous owner chose to make a collision repair without going through their insurance provider these sites may not disclose those specific repairs Don t Be Afraid to Negotiate If there s one thing that every use car buyer should not be afraid of it s a good negotiation Don t be afraid to negotiate this is your chance to drive a hard bargain and get the most value for your money Take a Closer Look at Your Would Be Car Home buyers know the importance of conducting a thorough home inspection take the same approach to your would be vehicle and take a closer look at the entire car from windows to tires Be thorough with your inspection check for shattered glass under seats and check mufflers and door seals for paint overspray as these are signs of a collision repair Check for a mildew smell as this could indicate a water leak If the warning lamps are lit pricey engine repairs may be in order Check the transmission fluid if it s any darker than reddish brown or bright red you may have an issue on your hands Take it For a Test Drive Just like you wouldn t buy a house without researching the neighbourhood or taking a tour of every room you shouldn t buy a used car without taking it for a test drive first Take this opportunity to get a feel for the vehicle its condition and how it drives If your main focus is highway driving you ll want to test the car s speed if you often drive through rugged terrain test drive it through a similar terrain so that you can see how it performs Whether you re purchasing a used car or a new car don t neglect the insurance side of things protect

    Original URL path: http://dgidirect.ca/general-tips/buying-used-car-know/ (2016-05-01)
    Open archived version from archive

  • March Break Survival Tips - DGI Direct
    easiest way to entertain them is to let them entertain themselves Just because they are home at the same time as you doesn t mean that they require your constant attention See if there are other kids at home in your neighbourhood and suggest a playdate If the weather is nice send them outside there s a good chance that your little ones will have more than enough imagination and energy to entertain themselves Set the tone To help break up the week and make it interesting for both you and your child try setting a different theme for each day While you can go all out with elaborate themes like pirates or wild west you also might consider more practical themes to help you with chores around the house like spring cleaning or gardening Take advantage of march break activities Many local and province wide destinations offer special march break events and activities specifically catering to children on march break and the parents that are taking care of them Take advantage of the new life springing up in a local zoo why not visit the many baby animals at the Toronto Zoo Or make it both fun and educational by going back in time at the Royal Ontario Museum and visiting the many exhibits and displays and urging them to participating in historically themed activities Get Back Into the Routine Before your march break of fun is over it s important to slow things down and return to the status quo From little things like eating meals together to big things like bedtime there is more to your routine than you think Make things easier for you both come the following Monday by helping them ease back into their usual school routine Remember whether it s your first march

    Original URL path: http://dgidirect.ca/general-tips/march-break-survival-tips/ (2016-05-01)
    Open archived version from archive

  • Focus on Fraud Prevention Month: 10 Tips to Protect Yourself - DGI Direct
    an identity thief will go so far as to look through your trash for your sensitive data so put your shredder to good use 3 Protect your PIN You should never disclose your PIN Personal Identification Number to anybody including family friends or even banking representatives What s more when making a purchase or other transaction at any point of sale location such as an ATM be sure to cover the keypad with your hand when you enter your PIN and keep your credit or access card on hand and in sight 4 Stay sceptical be wary of offers that are simply too good to be true this includes outlandish claims of inheriting money from a long lost relative winning a contest that you don t remember entering or being the recipient of random prize winnings such as a cruise or vacation package 5 Guard your password your password is the digital key to your bank account that s why you should be sure that it is unique not one that you use for multiple other online accounts and complex including a mixture of upper case letters lower case letters digits and even symbols 6 Keep tabs on your credit report be sure to check your credit report yearly and promptly report any issues that you notice 7 Surf with safety in mind when it comes to browsing the world wide web it s imperative to practice Internet safety Use up to date anti virus software and never open email attachments from senders that you re unfamiliar with 8 Before purchasing a service or product do the proper research to insure that the company from which you are making your purchase is legitimate Remember it s your right to request further information and documentation so that you can further verify the company s validity 9 Be vigilant behind the wheel One of the most common types of fraud is auto insurance fraud This includes scams such as staged car accidents where criminals will carefully orchestrate a fake car accident in order to claim false injury and receive compensation from their insurance providers Protect yourself and your loved ones from staged car accidents be careful when making a left hand turn and always be sure to leave enough space between your vehicle and the one in front of you 10 Don t be afraid of cutting off contact this means simply hanging up the phone on suspicious phone calls and ignoring and or deleting suspicious emails Remember Report It Be sure to immediately contact authorities if you suspect that you ve become a victim of fraud this means contacting your bank right away if you notice suspicious transactions on your bank account If you suspect you ve been a victim of fraud report it promptly to the Insurance Bureau of Canada by submitting a confidential tip online or calling their toll free number 1 877 222 TIPS Sections Auto Insurance Home Insurance Pet Insurance Online Quote Auto Property Postal Code Go

    Original URL path: http://dgidirect.ca/general-tips/focus-on-fraud-prevention-month-10-tips-to-protect-yourself/ (2016-05-01)
    Open archived version from archive

  • 5 Costly Tenant Insurance Myths - DGI Direct
    their possessions Think of it this way if you have a TV laptop furniture appliances a closet with clothes in it and a fridge with food in it you have more than enough belongings to warrant protecting them with tenant insurance What s more the replacement cost of items bought on sale is calculated based on full retail value not purchase cost So if you bought a 1 000 flat screen TV for just 500 its replacement cost will be 1 000 Remember before you get tenant insurance it s important to make an up to date inventory of your belongings so that you can get properly compensated Myth 3 Tentant insurance is too expensive I simply can t afford it The Facts If you can afford to go to the movies a couple of times a month you can afford to protect your belongings with tenant insurance You might be inclined to automatically reject the idea of adding another item to your list of monthly expenses Rent after all isn t cheap However when you consider the cost of replacing all or some of your belongings or even the cost of a liability lawsuit paying a few dollars a month for renters insurance is actually the most affordable and money wise thing to do Myth 4 Since my roommate has insurance I should be covered as well after all we live together The Facts Even if your roommate has tenant insurance you shouldn t assume that you re automatically covered under his or her policy In fact most of the time renter s insurance only covers the policyholder s personal belongings not those of his or her roommate Thinking of purchasing tenant insurance with your roommate There are several things to think about before making this decision Do you have an inventory of your belongings Do you know how much they are worth Does your roommate have a clear understanding of what his or her valuables are worth If one of you has belongings of more value how will you split your contribution to the policy Who will take main responsibility for the policy including submitting claims and making changes Myth 5 Tenant Insurance only protects my belongings and nothing else The Facts This is false Aside from protecting your possessions your renter s policy will also protect you in case you cause accidental damage to other tenant s property For example if you accidently leave the kitchen tap running and the sink overflows you may incur water damage on your kitchen tiles However if the water seeps into the apartment below yours and damages your neighbour s belongings you would be liable for that damage With tenant insurance your policy will cover the damage to your neighbour s property so you aren t stuck with the bill What s more tenant insurance also covers you in case someone is injured in your home For example if a friend slips on a rug in your living room your policy

    Original URL path: http://dgidirect.ca/home-insurance-articles/5-costly-tenant-insurance-myths/ (2016-05-01)
    Open archived version from archive

  • The House is Yours, What Now? Important Tips for New Homeowners - DGI Direct
    lock properly It s better to err on the side of caution and put your mind at ease then wonder how many copies of your house key are floating around Test Your Smoke and CO Detectors Before you go to bed on that first night in your new home be sure to give your smoke and carbon monoxide detectors a test run It s vital to ensure that your smoke and CO detectors are functional if they don t work properly on the first try change the batteries and test them again Of the 45 of fatal residential fires in Ontario in which the smoke alarm didn t operate 30 of detectors had no battery while 14 had a dead battery Avoiding these disastrous consequences can be as easy as changing a battery don t put off testing those detectors Put Up Some Window Treatments What s another easily forgotten new homeowner s task Installing those new curtains Nobody wants their family and belongings on display for the neighborhood to see When night falls make sure you ve tackled the window treatments in at least some rooms of your home like bedrooms and bathrooms If you haven t thought ahead to window treatments just yet not to worry some simple linens or sheets tacked up over windows will work until you can install proper curtains or blinds Set Up Your Utilities Without all the proper utilities a new home isn t exactly fit for living That s why it s a good idea to call those gas electric and telecom companies as soon as you get the chance so you can set up your utilities sooner rather than later Make a list of everything you need like hydro electricity Internet and satellite then work your way through setting them up in your name It s wise to acquaint yourself with the city s recycling and garbage schedule as well you don t want to be putting out your blue bin on the wrong day of the week Don t Ignore Important Repairs Sometimes new homes can come with a few unwanted surprises like broken toilets leaky roofs or missing tiles If there are any important repairs that need to be made in your new house it s wise to get these out of the way as soon as possible If you don t get on those little repairs right away they may very well end up sticking around for much longer than you anticipated While it s alright to leave that broken tile for another day damages that put you and your loved ones in danger or those that worsen over time should be taken care of as soon as possible Make Sure You re Properly Insured Curtains and utilities are important but insuring your home is surely among the most vital of new homeowners tasks Make sure your home is protected right from the start choose a home insurance policy that s right for you and your family s

    Original URL path: http://dgidirect.ca/home-insurance-articles/the-house-is-yours-what-now-important-tips-for-new-homeowners/ (2016-05-01)
    Open archived version from archive