archive-ca.com » CA » D » DGIDIRECT.CA

Total: 440

Choose link from "Titles, links and description words view":

Or switch to "Titles and links view".
  • March is Insurance Fraud Prevention Month!
    to do so When they make the turn the criminal in the oncoming car accelerates to hit the innocent driver This staged accident is the perfect reason you shouldn t always necessarily trust another individual waving you on Wave and Hit When an innocent driver attempts to switch lanes the criminal notices and encourages him or her to do so Rather than yielding as the innocent driver moves into the lane he ll accelerate causing a collision When the police arrive he will deny he signalled to the innocent driver Sideswiping Occurring mostly in intersections with two left turn lanes a driver in the outer lane hits you on the side as the two of you are making your turns They may also drive a bit into your lane and swipe your car and then blame you To avoid being a victim of a staged accident always leave significant space between you and the vehicle ahead use your best judgement when someone waves you in to merge or change lanes and exercise extra caution when making a left hand turn If you are involved in a collision know what you should do Online Phone Other Common Scams The road isn t the only place fraud happens Here are other types of scams that can be so cleverly disguised you may not suspect a thing Antivirus Scams You receive an email or see a popup from what claims to be a software company and it informs you that your computer is infected An offer is made to fix it with the download of some software from a specific website which requires you to give your credit card information Fraudulent Health Product Sales Many Canadians search the web for health information Some websites promote fraudulent health products to take advantage of worried web surfers wondering what the right information is These websites may try to sell health treatments that are either entirely fraudulent or simply do not work Phone Scams Targeting Seniors Phone scams targeting seniors attempt to manipulate emotions to gain access to bank account information Advise an elderly loved one to never transfer money by phone and to confirm any questionable information they receive on the phone with a family member before taking action Online classifieds When trying to sell something online fraudsters may contact you and offer you the asking price When you receive a cheque or money transfer the buyer claims there s been a mistake and asks you to return the balance using a money transfer service For more common scams to watch out for refer to the Competition Bureau s website How to Report Fraud Don t hesitate to address fraud head If you suspect insurance fraud report it Your action will help lower the amount fraud costs insurers and policyholders and could even spare an innocent driver the devastating consequences of a staged accident Contact the Insurance Bureau of Canada Tip Line at 1 877 IBC TIPS 422 8477 or visit the IBC website to

    Original URL path: http://dgidirect.ca/general-tips/march-is-insurance-fraud-prevention-month-get-protected/ (2016-05-01)
    Open archived version from archive


  • Car Recalls Canada: What To Do If Yours is Recalled
    Recall notices are posted on the Government of Canada website in four product categories consumer products food products health products and vehicles and children s car seats Look online if you want to confirm whether or not your vehicle is affected If it is follow these steps Follow the manufacturer s instructions that are explained in the notice If instructions aren t included in the notice or if you have more questions contact the manufacturer You can do this via phone or visit their website Refrain from driving your vehicle if the notice states it is unsafe to do so Stay informed with real time recalls of vehicles by downloading Transport Canada s Recalls and Safety Alerts mobile app Be Proactive About Recall Notices If you suspect your vehicle is unsafe to be driven for any reason don t wait for a confirmation of a recall take matters into your own hands as soon as possible and find out There are a few ways you can do so Transport Canada urges drivers to Check the online Road Safety Recalls Database to see if your vehicle or tires are subject to a recall Visit your auto manufacturer s website to check the recall status of your vehicle using its vehicle identification number VIN Register your child car seats with the manufacturer to receive recall information directly Register your tires with the manufacturer to receive recall information directly When you re proactive about your vehicle s safety you make the road safer for other passengers and not to mention your own Report A Problem If you believe a safety related defect may be affecting your vehicle tires or child car seat report the problem to Transport Canada s Defect Investigations and Recalls Division by filling in an on line Defect Complaint Form

    Original URL path: http://dgidirect.ca/general-tips/car-recalls-canada-what-to-do-if-yours-is-recalled/ (2016-05-01)
    Open archived version from archive

  • 5 Electrical Hazards in Your Home and How to Minimize Risk
    power sources ie refrigerators microwaves or space heaters 3 Poor Wiring or Defective Wires Good quality home wiring for lighting power distribution permanently installed appliances telephone heating or entertainment units etc must conform to the safety standards of the Canadian Electrical Code It s best to avoid do it yourself electrical work and get a professional electrician to perform your electrical wiring around the house Know the warning signs of faulty wiring Flickering lights Breakers that often trip Fuses that always blow A burning smell coming from appliances Outlets and switches that feel hot to the touch Discoloured wall outlets If you notice any of these recurring issues or if you find old or frayed wires don t try to fix them yourself Have the problem areas inspected by a qualified electrician 4 Incorrectly Used Light Bulbs Make sure you are using bulbs that have the correct wattage requirements for each fixture always screw bulbs in tightly and be sure to unplug or turn off a fixture completely before changing light bulbs Also never place materials like cloth or light fabric over a lampshade as the material can heat up and ignite 5 Overheated Space Heaters Since space heaters are portable users often tend to put them too close to flammable materials like curtains beds clothing couches and rugs and this is a major hazard Allow for at least 3 feet of space for your space heater and do not leave it unattended while running this will also help you save on your energy bill When shopping for a space heater keep in mind that units with coils tend to be more dangerous because the coils can become so hot they will almost instantaneously ignite any nearby flammable surface Radiator type space heaters diffuse heat over the entire surface of

    Original URL path: http://dgidirect.ca/general-tips/5-electrical-hazards-in-your-home-and-how-to-minimize-risk/ (2016-05-01)
    Open archived version from archive



  • Fun Ideas for Families During March Break in Ontario
    to offer than just books If you re looking for something fun to do during March Break whether it s the whole family or just you and the kids the library offers free activities for kids teens and the whole family Browse your local branch s programming online to find out what s happening Have a Yurt Sleepover Renting a heated yurt in an Ontario park for a night is a cozy alternative to winter camping These 8 sided tents have a wooden base windows and feel a bit like staying in a fort There are seven provincial parks that rent heated yurts in the winter These can book quickly around holidays but check for last minute availability especially at Parks further north Make your reservation on the Ontario Parks reservations page Spend a Day Downtown Toronto If you live in or near the GTA Toronto is only a short drive away Head downtown to take advantage of the many attractions and cultural institutions with special March Break programming Here are a handful of family friendly favourites Bell Free Weekend Family Screenings Activities March 14 20 at the TIFF Bell Lightbox This March Break Disney s classic films The Little Mermaid Dumbo The Sword in the Stone and more are being played on the big screen After a film kids can check out the digiPlaySpace an interactive exhibit featuring learning centric games and creative tools designed by children s artists from around the world March Break Drop In Family Fun at the AGO March 14 22 at the AGO The AGO has nine creative days of drop in fun planned Inspired by the art work of Jean Michel Basquiat activities revolve around Sampling Scratching and include beat boxing and dance performances kid friendly films and guided tours Toronto Comicon Fan

    Original URL path: http://dgidirect.ca/general-tips/6-fun-ideas-for-families-during-march-break-in-ontario/ (2016-05-01)
    Open archived version from archive

  • Car and Booster Seat Requirements: 5 Questions Answered
    which one should I choose for my child A When it comes to car seats one size does not fit all What s most secure for a toddler will not be the best for an infant and vice versa Transport Canada divides car seats into four Car Time Stages defined as follows Stage 1 Rear facing seats Infants A rear facing car seat is specially made to rest at a 45 degree angle to support an infant s back and neck You must keep your child in a rear facing car seat until she weighs at least 20 pounds Remember the safest thing you can do is keep your child in each car time stage for as long as possible Stage 2 Forward facing seats Toddlers This second type of car seat is made for young children with stronger neck and back muscles These incorporate harness straps to fit children s small shoulders Children weighing between 20 and 40 pounds use a forward facing car seat Stage 3 Booster seats Under 9 years old Booster seats are designed to work with seatbelts raising your child up so that a standard belt can be positioned properly across her lap and shoulder All children under the age of eight who weigh between 40 and 80 pounds must use a booster seat Stage 4 Seat belts Youth When your child can sit with his back against the seat and legs bent comfortably over the edge he can start wearing a seat belt without a booster seat A child may be eight years old weigh 80 pounds or stand 4 ft 9 inches tall to be ready for this stage Q Do car seats ever expire A Yes Every car seat made in Canada comes with an expiry date which can be found on the model number sticker Manufacturers include life dates on car seats for a number of reasons frequent use can weaken or damage the plastic adjusters webbing or other parts of the seat could hinder performance and safety Q How can I check to make sure my car seat is installed correctly A According to car seat clinics across the country as many as 80 of car seats are not properly installed An easy way to make sure your child s seat is secure is checking for give you shouldn t be able to slide the car seat more than 2 cm in any direction Q Can I buy a car seat in the U S A A When it comes to car and booster seats cross border shopping is not a good idea as an American car seat may not comply with Canada s national safety standards Parents who don t already have a booster seat should seriously consider installing one for their child because according to Safe Kids Canada booster seats reduce the risk of injury by 60 percent Make the safe choice don t set out on the road without making sure your baby on board is secure

    Original URL path: http://dgidirect.ca/general-tips/car-booster-seat-requirements-5-common-questions-answered/ (2016-05-01)
    Open archived version from archive

  • Skid Control Techniques for Icy Roads
    is to take your foot off the brake pedal right away if hard braking has caused the front wheels to skid If the front wheels have lost traction ease off the gas pedal Shift to neutral or push in the clutch pedal to slow the vehicle down Wait for the front wheels to grip the road again When you feel traction returning select drive or release the clutc Accelerate gently until you reach a safe and conformable driving speed To see these steps presented as a diagram head over to Transport Canada s website which addresses correcting skids and other winter driving tips Preventing skids before they happen To prevent skids and slides make sure your vehicle is in peak condition before you set out on a winter road and give yourself plenty of extra travel time Here are some measures you can take to reduce the risk of skids and slides Check or have your brakes serviced Any pulling unusual squealing or grinding or a change in pedal feel may mean it s time for a repair Check tire pressure especially before setting off on a long trip that involves highway driving Properly inflated high quality winter tires will give you best traction on winter roads Remove all snow from your vehicle s hood roof windows and lights before you leave to eliminate any excess snow blowing around as you drive Maximize visibility by making sure all your vehicle s lights are in working order seek out winter wiper blades and familiarize yourself with your vehicle s temperature settings Be extra cautious when you brake change lanes make turns and take curves and increase your following distance behind vehicles Look out for black ice which is easily mistaken for new asphalt or puddles of water Look for dark glossy

    Original URL path: http://dgidirect.ca/general-tips/skid-control-techniques-for-icy-roads/ (2016-05-01)
    Open archived version from archive

  • Conquer Winter Blues: 10 Tips for a Healthier Winter
    Ditch the processed foods refined sugars and starches for fruit veggies and whole grains These healthy foods provide your body and mind with the nutrients it needs stabilizing your blood sugar and energy levels Up your intake of Vitamin D and Omega 3s While you re revamping your diet be sure to include foods rich in Vitamin D fish oils cheese eggs and Omega 3s flax seeds walnuts salmon Vitamin D deficiency is linked to many health risks in addition to depression while Omega 3s can help regulate optimal levels of feel good neurotransmitters like dopamine and serotonin Consider taking supplements or a multivitamin if your diet is low in these essential nutrients Clear out the clutter Creating order in your living space can contribute greatly to peace of mind If you re going to be spending more time indoors anyway why not take full advantage by doing a bit of pre spring cleaning Get rid of those old clothes you haven t worn in years reorganize your desk tidy up the garage and clean out the fridge A clutter free home leads to a clutter free mind Try light therapy It s difficult to get enough sun in the winter when you re cooped up in the office all day and dusk is already falling by the time you leave Light therapy which uses light boxes emitting full spectrum light similar to sunlight has been shown to be effective in people suffering from SAD Typically patients must sit in front of the light box for 30 minutes each day to get the full benefit As with any form of health intervention it s best to ask your doctor before purchasing a light box Read more about light therapy Improve your sleep patterns Sleep is a tricky thing Paradoxically both too little and too much can result in tiredness and irritability Aim to get 7 8 hours of sleep a night and try to keep your bedtime and waking time consistent Normalizing your sleep patterns will make you feel more energized and ready to face the day Treat yourself Even if you re doing everything right it s natural to feel down in the dumps from time to time Often the best solution for those days is a healthy dose of T L C for Y O U Plan a weekend trip a day at the spa a party with friends or a special outing to the theatre or a sporting event This will give you something to look forward to during those blah days Reach out to your social support group It s difficult to overstate the role social support plays in happiness When you re feeling low reach out to your friends family co workers and neighbours to plan dinner outings phone calls or coffee dates Never hesitate to ask for encouragement from those closest to you when you need it that s what they re there for Plan an escape In spite of eating right sleeping well

    Original URL path: http://dgidirect.ca/general-tips/conquer-winter-blues-10-tips-healthier-winter/ (2016-05-01)
    Open archived version from archive

  • Home Cleaning & Organizing Tips for a Fresh Start
    room can work wonders for freshening up the colour If you can t paint an entire room pick a big piece of furniture like a coffee table or ottoman to paint 4 Create space saving storage solutions The basement mud room and garage can become laden with dirt and grime in the winter months Reclaim these rooms with a DIY storage solution that will help you keep the space clean and organized Vertical storage solutions such as a hanging pegboard or screw in wall hooks are a smart way to clear up floor space 5 Start a DIY renovation project Renovations don t need to be big to have a big impact Personalizing your space can be done easily and on a budget working with what you have Basic woodworking skills are all you need to carry out these three easy renovation projects which can help you create the home you want this spring 6 Do a health safety check up Check your smoke alarms and carbon monoxide detectors to ensure they are in good working order Carbon monoxide detectors need to be replaced every 7 10 years and the batteries need to be replaced annually When it comes to smoke alarms a new battery needs to be installed at least once a year Smoke alarms do wear out so if your units are more than 10 years old replace them with new ones When it comes to your security system if you don t currently have a reliable one in place now is a good time to consider your home security options Whether you choose a high or low tech option you should always feel confident that your home is protected The number one way to feel great about your home this spring Reassess your property insurance policy If

    Original URL path: http://dgidirect.ca/general-tips/home-cleaning-organizing-tips-for-a-fresh-start/ (2016-05-01)
    Open archived version from archive