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  • New Vs. Used Cars: Tips for Buyers
    if sold within a few years Certain car brands have lower depreciation and stronger resale values because of quality and reliability records so if you re buying a new car let your dealer know this is important to you Maintenance Repairs No maintenance is required before several thousand kilometres of driving a new vehicle so a new car s tires battery brakes and exhaust system won t need to be replaced for the next few years In used cars it may be hard to tell how the car has been driven or maintained so costly repairs may be in order and these aren t always covered by the warranty A Certified Pre Owned vehicle from a reputable dealership will have passed a rigorous safety and performance inspection and shouldn t require any repairs shortly after purchase Warranty Typically a new car comes with a basic warranty of at least 3 years or 60 000 km as well as the option to extend it While a new car warranty is like the rest of the car untouched buying used doesn t mean you automatically miss out on a good warranty With used cars the original manufacturer s warranty can be transferred to the car s second owner usually with no fee It s possible to go to an authorized dealer to buy a certified used vehicle that is still covered by the original warranty and then have it extended Roadside Assistance New cars often come with included roadside assistance a service that will come to your aid in case of emergency on the road This may include changing a flat tire or gas delivery Some manufacturers will reimburse the charges incurred during a breakdown or make a replacement vehicle available This service is generally not available in used cars Deciding between

    Original URL path: http://dgidirect.ca/car-tips/new-vs-used-cars-tips-buyers/ (2016-05-01)
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  • Deck Building & Maintenance Tips
    Use a garden hose or some spray paint to create the design s outline and arrange some furniture within it to help visualize how the space will be used Walk around the area to get a sense of whether or not it s too small or too big and pay attention to where you naturally feel inclined to walk Consider amount of shade wind exposure entrances and exits and any other restrictions imposed by your property 3 Shop Around for Decking Materials The decking material you choose determines in large part your deck s overall longevity You can go one of two routes natural or synthetic There are a few different options within those categories Pressure treated wood this is often spruce pine or fur in Canada treated to be resistant to moisture Although affordable and durable enough to resist abuse not all treated woods are created equal Inexpensive options may contain moisture which will cause it to warp as it dries Look for a high grade wood with few knots and a straight grain Cedar a popular natural wood option allows for lots of creativity in creating a structure Cedar doesn t readily absorb moisture so it will lie flat and straight Cedar deck boards will last 15 20 years and require a resealing treatment every 1 2 years Thermally modified woods are woods that undergo a process of being cooked at high temperatures for long periods of time to remove resins and sugars This increases resistance to rot and insect damage They ll generally last up to 30 years but are more costly than cedar or pressure treated woods Tropical hardwoods also called Ipe are strong heavy woods often from south and central America If properly maintained Ipe will last longer than any one of these selections and are perhaps most aesthetically impressive but it also comes at a highest price point Composite and cellular PVC are synthetic options They are low maintenance and are generally resistant to rotting or molding and will last up to twice as long as pressure treated woods The downside is an unnatural look Quality may vary between manufacturers so ensure you choose a type that comes with a generous warranty 4 Maintain Regularly Whichever material you choose regular maintenance will help keep a well used deck looking good for as long as possible Get into the habit of removing furniture and planters weekly to sweep free debris Don t let stains or damp leaves sit as they could lead to rot or discolouration Inspect for excessive wear every spring before usage Look for abnormalities like splinters or warped boards especially in high traffic areas If no other repairs are needed a light cleaning with a cleaning solution and hose down will clean and protect your deck yearly If your deck is stained with a wood stain you may choose to restain it every couple years to maintain its appearance Looking for other ways to freshen up your backyard for spring You don

    Original URL path: http://dgidirect.ca/home-tips/deck-building-maintenance-tips/ (2016-05-01)
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  • Tips For Sending Your Child to Summer Camp
    to the camp s own clothing equipment list which is tailored to fit the weather conditions activities of the camp Check to see if there are any themed days at camp that may require specific items Consider Anything the Staff Should Know If your child has an allergy is vegetarian or is especially nervous or afraid of the dark etc tell the camp staff The better the counsellors understand each camper s needs the better they ll be able to help each camper feel comfortable and have fun It may also bring your child peace of mind Come Up With a Plan for Homesickness Even if your child doesn t express any feelings of anxiety about camp discuss some possible actions to take should feelings arise This might include getting more involved in activities with other campers doing something to feel closer to home such as writing a letter or calling or talking with a counsellor who are always there to help Help build your child s confidence by reminding them of a time they acted independently with success for example a sleepover or a time they stood up for themselves at school Set A Camp Goal Help your child establish a sense of purpose by going to camp by establishing some goals A few examples of summer camp goals may include gaining a better painting ability learning to swim or discovering which extracurricular activity they d like to pursue this year Prepare for Accidents or Injuries Camp season when activities like ropes courses kayaking and swimming are popular the likelihood of accidents or injuries increases An injury could have a significant impact on many aspects of a child s future That said heading to summer camp is an opportunity to consider if you should take out insurance on your

    Original URL path: http://dgidirect.ca/general-tips/things-consider-sending-child-summer-camp/ (2016-05-01)
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  • How to Pick the Right Roofing Material
    during installation having adequate attic ventilation helps reduce moisture beneath the shingles too Wood shingles cost between 350 00 500 00 per 100 sq ft and should last up to 40 years with proper maintenance Metal The exceptional strength and durability of a metal roof aluminum copper or zinc coated in steel makes it a top choice for many home owners Metal roofs are versatile in design and can compliment historic properties and modern homes alike Although lightweight resistant to fire and wind and with a lifespan of 40 50 years lower grades of metal may dent over time It can also lead to sudden snow slides in winter and may be noisy in heavy rains Steel and aluminium roofs cost between 100 00 260 00 per 100 sq ft and copper can range from 250 00 500 00 Slate Slate roofing is one of the oldest roofing materials in use Composed of slivers of rock slate is considered virtually indestructible and can last up to 100 years with little major upkeep It also offers a unique look that can be laid out in different formations to suit your style Slate is heavy weighing up to 1 000 lbs per 100 sq ft and often requires extra support to be built underneath it Another downfall is the expertise required to install it The highest price point of all roofing materials slate can cost 1 100 00 2 000 00 per 100 sq ft Clay Clay tends to be heavy and brittle but has the potential to last up to 100 years It s also impervious to mildew rot and sun damage and so it requires little maintenance The main drawback of clay is its heft Aside from slate clay is the heaviest roofing material of all weighing between 600 1

    Original URL path: http://dgidirect.ca/home-tips/pick-right-roofing-material/ (2016-05-01)
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  • How to talk to an Auto Mechanic
    excessive weight in the rear end Bucking When the engine hesitates as it changes gears causing the vehicle to lurch You may feel this most when accelerating with force Hesitation A brief loss of power upon acceleration This may feel like a stumble or jerk There are a number of reasons a car may hesitate from a dirty air filter to a problem with your ignition wires Shimmy A side to side motion that may be felt in the tires or steering wheel Take note of when you feel shimmying from the speed you re driving to the road surface you re driving on Dieseling When an engine continues to run and burn fuel after the car has been turned off An engine that is dieseling will typically sputter when off Hard steering or stiff steering The vehicle is difficult to steer especially during parking or when first started Brake fade When your vehicle s stopping distance seems longer than normal Ask for an Estimate Breakdown If a repair requires multiple steps there may be multiple costs involved in your quote If you don t understand the steps your technician is going to take your estimate will make little sense Ask for an estimate breakdown so you can understand each line Auto service technicians understand most people want to avoid spending a ton of money on car repairs you may ask your mechanic to prioritize the fixes that should be done but if the price doesn t work for you get another estimate elsewhere Since you now have a better description of the problem you may feel comfortable comparing prices over the phone Ask for an Explanation of the Problem Ask your technician to explain what needs attention If possible have him or her physically show you This will help you better understand your car s needs and it also shows that you care about your car and value their expert opinion If they have time your technician will likely be happy to do this Other questions you may want to ask include Will I get my old parts back if I need replacements What is your used parts policy What warranties do you offer How long will the service take Will I get a written explanation of what was done to my car Make Yourself Available After Drop Off After you drop off your car be sure to leave your phone number with the shop and make yourself available to take their call If your technician isn t able to contact you to approve the repair or notify you of any changes your car may sit unattended Communication doesn t stop when you leave the shop With proper vehicle maintenance habits and the right coverage you can be be sure that your summer driving will be worry free Before your next visit t o your auto service technician take the time to consider why you may need additional coverages which offer you the option of covering the cost of

    Original URL path: http://dgidirect.ca/car-tips/talk-auto-mechanic/ (2016-05-01)
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  • Warning Signs You Need to Change Your Brake Pads
    of metal that contacts the brake rotor when the pad has been worn to a certain level When the wear indicator grinds against the rotor it will notify you with a squealing noise Accumulation of Dust Check your wheel for the amount of brake dust that has accumulated A by product of brakes under normal operation brake dust is a mixture of metallic particles that wear off the surface of the pad As the pads wear out the amount of dust they give off will decrease Noticing cleaner looking wheels is often a sign brake pads need replacement Vibrating Steering Wheel A vibrating steering wheel can happen for a number of reasons It could mean bent rims that your tires need to be rotated or there s a problem with your braking system If the steering wheel vibrates only when brakes are applied it s likely the latter Start by inspecting the brake pads Spongy Brake Pedal If your brake pedal feels spongy slow to respond or if you find yourself having to press down further than usual on the pedal it could be a sign of brake pad wear Pay attention to the alignment of your car as you re in motion if it tends to pull to one side this could also be a sign Don t wait for one of these signs to become evident Check your brake pads every 12 000 miles or 12 months or refer to your car s owner manual to find out what s right for your car Proper brake pad maintenance means fewer costly repairs and certainty that you can always stop safely Sections Auto Insurance Home Insurance Pet Insurance Online Quote Auto Property Postal Code Go Or call 1 877 699 9923 Categories Ajusto Auto Insurance Auto Insurance Articles Car

    Original URL path: http://dgidirect.ca/car-tips/warning-signs-need-change-brake-pads/ (2016-05-01)
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  • Beautiful Backyard Ideas for Spring
    or seeds A trough planter to catch drips How to Attach the curtain pole to a shed wall or your fence using screws Thread the shoe hanger onto the pole making sure the curtain pole extends far from the fence to avoid mold growing on the surface behind Place a planting trough underneath to catch drainage Test the drainage of your pockets pour water into the pocket and if they don t drain cut a few small holes in each of the pockets Fill each pocket with compost up to 1 inch below the rim so water doesn t overflow Plant seedlings in each of the pockets For a variety of colours and textures choose a mix of herbs salad greens and edible grasses For planting pointers check out our guide to spring gardening To maintain you herb garden water slowly with a gentle flow so compost doesn t become displaced When reusing pockets replace compost entirely Original idea via instructibles com Build a Birdhouse Invite some feathered friends to your backyard with a classic wooden birdhouse Bird houses can come in all sizes and shapes and can be as basic or luxurious as you d like Here s a simple DIY project you can complete in an afternoon You ll need One 1 X 8 inch cedar board 8 feet long A hole saw Waterproof wood glue 1 ¼ inch galvanized screws A pipe flange How to Cut the cedar board into the following pieces Sides two pieces cut to 4 X 3 1 2 inches Floor One piece cut to 5 X 3 1 4 inches Right roof One piece cut to 4 3 4 X 7 inches Left roof One piece cut to 5 1 2 X 7 inches Front and back Two pieces cut to 5 X 8 inches Cut off the corners of the front and back pieces to create a 5 sided polygon or an angled house shape out of each Drill a 1 inch hole in the front piece about 2 3 of the way from the floor This will be the entrance Begin assembling the birdhouse by placing the floor on a flat surface Add the front back and sides rough parts facing in Apply glue to all joined surfaces and allow to dry After dry screw the pipe flange into the bottom using shorter screws Attach the roof pieces with a butt joint and screw together at a 90 degree angle Centre the roof on the house and use screws and pilot holes to attach the roof to the front and back only This will allow for each removal for cleaning Original idea via bobvila com Add a Lush Window Display If you re limited for space this lush window display can add a burst of greenery to your backyard Easier than building a window box and with more options for creativity this open basket display can be refreshed regularly You ll need An open basket such as a wrought iron

    Original URL path: http://dgidirect.ca/home-tips/beautiful-backyard-ideas-spring/ (2016-05-01)
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  • What to Look For In A Home Security System
    home is taken care of Desjardins customers can also benefit from saving on their home insurance when they equip their home with a centrally monitored alarm system Comprehensive Detection Options Aside from burglary many home security options come with the ability to detect other kinds of emergencies such as smoke fire presence of moisture water level temperature variation and more If these services are equally as important to you consider a home security option that acts as a single source for all your needs and make your experience more efficient and cost effective Warranty When shopping for a home security system don t forget to inquire about a warranty A warranty offers you time to find out if the product is right for you and ensures that if the system requires a repair you won t have to go long without a working security system Reliable Support The ideal security system comes with equally reliable assistance whenever you need it If you have an issue with a device or installation questions you should be able to contact the manufacturer and count on their responsiveness no matter when you call Before you install do a safety audit of your property to determine all possible points of entry or hiding places Or ask if your company offers in home consultations Low Tech Low Cost Home Security Practices Adopting a few extra practices will help make your home that much safer Supplement your home security system with these tips 1 Upgrade the locks on your doors and windows 2 Keep large shrubs or bushes on your property well pruned to eliminate potential hiding spots for intruders 3 Join a block watch group These groups can be effective crime deterrents as they encourage residents in a neighbourhood to be vigilant and contact the police

    Original URL path: http://dgidirect.ca/home-tips/look-home-security-system/ (2016-05-01)
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