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  • Five Year New Vehicle Protection Insurance | DGI Direct
    or leased it So if your vehicle is a total loss you could get a totally new one to replace it And if it s a partial loss you would be covered for repair with new parts Makes sense We think so Auto Insurance 5 year new vehicle protection Claims Auto Insurance Fraud Winter Tires Savings Ajusto Better Things Recent Posts Tips for Adults Learning to Drive 7 Strategies for

    Original URL path: http://dgidirect.ca/auto-insurance/5-year-new-vehicle-protection/ (2016-05-01)
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  • Better Things - DGI Direct
    to Desjardins you can save a bundle Which means you can upgrade to better things Auto Insurance 5 year new vehicle protection Claims Auto Insurance Fraud Winter Tires Savings Ajusto Better Things Recent Posts Tips for Adults Learning to Drive 7 Strategies for Fuel Efficient Driving 5 Things You Can Do to Reduce Your Carbon Footprint How to Maximize Your Home s Curb Appeal 5 Signs You Need to Replace

    Original URL path: http://dgidirect.ca/auto-insurance/betterthings/ (2016-05-01)
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  • Spring Cleaning 101: Digital Edition - DGI Direct
    your PC functioning at optimal speed The Mobile Devices After going through your computer and or laptop it s time to move to your mobile devices Look through your phone or tablet deleting apps that you no longer use Once you re left with only the apps that will stay on your device go through and update those that need to be updated Pictures and videos take up the most space on your beloved smartphone if you find yourself running low on memory move your photos and videos from your smartphone onto a cloud service such as iCloud or Dropbox or back them up onto an external hard drive Clear the cache on your smartphone s mobile browser this helps to free up phone memory as well as improve performance For Android go to Settings then Apps then select an app and tap Clear Cache For iOS go to Settings then Safari and Clear History and Website Data For Windows Phone open up Internet Explorer then tap on the three dots in the bottom right of your screen and select Settings then Delete History Clear your devices Downloads folder Every time you change your phone s wallpaper or open up a PDF the file will go to your Downloads folder using up a little more space on your smartphone Take a few minutes to purge this folder The E mail Inbox Do you have 456 unread email messages Then it s high time to spring clean your e mail inbox Go through your inbox identifying emails that you want to keep and those you can delete Delete the ones that you no longer need or are irrelevant such as spam don t forgot to then purge your Deleted Mail folder afterwards Create new folders organizing your inbox by topic sender or another identifier Grouping your emails into various folders helps de clutter your inbox and makes retrieving important emails much easier and quicker Remember immediately delete emails with private Information such as passwords and banking information those from unknown sources and spam The Digital Life The last stop on your digital spring cleaning journey Your online presence As a first step go through your web browsers and clear your browsers history Next organize your bookmarks identify the ones you need versus the ones that are no longer useful Delete irrelevant bookmarks and keep the ones you will need Organize your bookmarks folder grouping links by subject matter Clear your cache temp files and cookies You can do this using the following instructions for each browser For Internet Explorer Go to Internet options then general tab and select the delete button beneath browsing history Check temporary Internet files cookies and history For Chrome Go to Settings under the hood then check clear browsing history clear download history empty cache and delete cookies For Mozilla Firefox Go to Tools then clear recent history and set the time range to clear as Everything Review your social media accounts deleting unwanted photos and comments

    Original URL path: http://dgidirect.ca/general-tips/spring-cleaning-101-digital-edition/ (2016-05-01)
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  • Planting the Perfect Vegetable Garden - DGI Direct
    Pair similar sized plants together to avoid one from casting a shadow over the other Plant herbs like mint and vegetables like beans or squash to attract bees 3 Prepare the soil Once the soil is dry enough turn the earth to a depth of 30 centimetres This allows roots to grow with ease and water to drain properly Add compost to inject some more nutrients into the earth prior to planting Since wet soil is easily compacted it s best to wait if you find your plot still a little muddy 4 Divide the plot Plan which vegetables are to go where and write them down on a piece of paper Break up the plot by laying down stakes and connecting the dots with twine Remember to leave room for footpaths and to clearly mark where these footpaths are to avoid trampling plants or compacting soil 5 Plant Once your plot is dried tilled and divided it is time to plant Since different plants demand different ways of planting be sure to follow the instructions on the side of each packet of seeds If you are growing a vine vegetable insert long poles or sticks around which they can grow high as opposed to growing outward Remember to leave room for any late additions to your vegetable garden 6 Help nature do its work Once your seeds are in the ground do not leave the rest to Mother Nature Young plants require a ton of water and sunshine to grow properly If you notice that one of your plants is not growing fast enough or is growing the wrong way a little TLC can go a long way If you re just beginning your gardening journey take a look at our guide to Spring Gardens for Beginners in Ontario

    Original URL path: http://dgidirect.ca/home-tips/planting-perfect-vegetable-garden/ (2016-05-01)
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  • Smart Ways to Spend Your Tax Refund - DGI Direct
    tax season is by using it to help clear your debt By putting your tax refund towards debt repayment you can take a significant chunk out of your existing debt If you re dealing with higher interest rates then make it a priority to tackle those first for example high interest credit card repayment is the perfect way to take a chunk out of your most pressing debt allowing you to move onto your other lower interest areas Spend it on a Need not a Want While it s tempting to spend your tax refund on luxury items and wants spending it on a need is a more sustainable and wise decision in the long run Perhaps your car has been making funny noises or you re in desperate need of a new pair of dress pants no matter the item if it s an essential that you truly need than putting your tax refund towards taking care of this requirement is more than worthwhile Get On Top of Repairs Has your kitchen faucet been leaking for ages Are your windows simply too drafty Has your washing machine gone through one too many rinse cycles Than it may be time to take that tax refund and put it towards some much needed home repairs Putting money towards fixing up those little or big home improvements may not be the most glamorous or exciting way to spend your tax return but it may very well save you more money in the long run For example replacing a broken washing machine with an energy efficient one or replacing drafty windows with new ones may actually help you save money on your yearly energy heating and utility bills Be Charitable Helping those in need is one of the most charitable and noble of acts why not put your tax refund to extra good use this April by donating some or all of the money you receive to a reputable charity Donating to charity is one of the most fulfilling things you can do with your money What s more if your tax return has come along unexpectedly then it most likely won t be missed if you give it away Need help navigating the world of charitable giving MoneySense Magazine s Charity 100 is an invaluable resource to help guide you in finding and choosing a reputable charity to which you can donate This tax season use your tax refund to pay if forward you may very well start a yearly tradition Put it Towards Your Children s Education If you haven t yet started a college education fund or savings plan for your little ones using your tax refund to start one now is the perfect way to do so Even if your children are still young it s better to start sooner than later You may very well be looking at colleges before you know it Treat Yourself Sometimes we all need to treat ourselves Whether that means refreshing your wardrobe

    Original URL path: http://dgidirect.ca/general-tips/smart-ways-spend-tax-refund/ (2016-05-01)
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  • What to Do After a Fender Bender - DGI Direct
    near the point of impact Are you hurt Assess the damage In Ontario all car accidents with damage exceeding 1 000 or those involving injuries must to reported to police If the fender bender occurs on private property the accident only needs to be reported to the police if there are injuries or property damage In all cases it is the responsibility of both drivers to report the accident to their respective insurance companies The driver s dilemma Although both drivers may be rational human beings they may not cooperate even if it is to their mutual benefit While a private settlement may be reached there is still the possibility one of the drivers may report the fender bender to police or to their insurance company after the fact For the other driver this means risking losing insurance coverage losing the benefit of physical evidence and further consequences ranging from fines to imprisonment To ensure proper protection always report an accident to your insurer or depending on the damage to the police Even if there is a slight uptick to your premium it is better to be safe than sorry Go for a check up While taking your car to a mechanic immediately following any accident is a good idea you might also consider visiting your doctor for a checkup Though minor in terms of damage even fender benders can be intense experiences With an elevated pulse and a boost of adrenaline flooding your veins you might not notice your neck is cricked or your wrist is sore Your Fender Bender Checklist 1 Call 911 if a someone is hurt b damage exceeds 1 000 c consensus on fault requires a neutral mediator 2 Exchange insurance information contact information and take pictures of the scene 3 File a police report

    Original URL path: http://dgidirect.ca/car-tips/what-to-do-after-a-fender-bender/ (2016-05-01)
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  • Babyproofing Your Home: A How-To Guide - DGI Direct
    insert safety caps into unused sockets and tape down any loose chords Control Access If there are areas of your house that are just too dangerous for a baby such as a storage room erect a system of gates controlling access Make sure the bars in these gates are not retractable or accordion style to prevent your little one from getting stuck All stairs should have gates top and bottom regardless of their height or grade In their exploration of their new home you baby might begin opening doors chests or cupboards While these enclosed spaces may seem inviting they can be dangerous places for an infant Conduct a good sweep of all enclosed spaces in your house making sure they are securely closed and are not containing dangerous objects or substances Note to prevent access to tables counters or areas beyond gates make sure there is no climbable furniture in nearby vicinities Prepare Washrooms An inch of water and a few unattended seconds is all it takes for a baby to become injured If your house has a tub make sure all water is drained when it is not in use Toilets should also be secured to prevent your curious baby from falling in Any other containers or buckets containing water in your house should be emptied and turned over Monitor Pets While your dog or cat might be your best friend animals can have negative reactions to sudden changes in their environment In particular with dogs who are territorial pack animals by nature be sure to monitor any areas of your house which could create competition for your attention Food bowls or animal beds should be moved to areas that you can keep a close eye on Check Labels Before your new baby comes home for the first

    Original URL path: http://dgidirect.ca/general-tips/preparing-home-baby/ (2016-05-01)
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  • Ajusto Archives - DGI Direct
    control the cost of their auto insurance Continued 4 Ways Usage Based Insurance is Changing Car Insurance Innovations in wireless technology have changed the way we live Now they re changing the way we can pay car insurance Usage based insurance or UBI is a new auto insurance model that puts the power in the driver s hands By using wireless Continued How Ajusto Rewards Good Drivers Ajusto an innovative new usage based insurance program is helping to change the traditional car insurance model and good drivers will see the benefits If you pride yourself on good driving habits read on to find out how Ajusto could reward Continued Save Up to 25 More on Car Insurance with Ajusto There s something exciting happening in the world of auto insurance Desjardins Insurance is proud to offer customers an innovative option for drivers to take control when it comes to their insurance costs Ajusto is the first widely available usage based insurance program in Ontario Wireless Continued Sections Auto Insurance Home Insurance Pet Insurance Online Quote Auto Property Postal Code Go Or call 1 877 699 9923 Categories Ajusto Auto Insurance Auto Insurance Articles Car Tips General Tips Home Insurance Articles Home Tips Insurance News Insurance Related Articles Pet Insurance Pet Tips Property Insurance Tenant Insurance Travel Tips Archives April 2016 March 2016 February 2016 January 2016 December 2015 November 2015 October 2015 September 2015 August 2015 July 2015 June 2015 May 2015 April 2015 March 2015 February 2015 January 2015 December 2014 November 2014 October 2014 September 2014 August 2014 July 2014 June 2014 May 2014 April 2014 March 2014 February 2014 December 2013 November 2013 October 2013 September 2013 August 2013 July 2013 May 2013 April 2013 March 2013 February 2013 January 2013 December 2012 November 2012 October 2012

    Original URL path: http://dgidirect.ca/category/ajusto/ (2016-05-01)
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