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  • Returning to a back-to-school mindset - DGI Direct
    rule motorists should drive no faster than 32 km h in a school zone which should be evidenced on yellow signs with flashing yellow lights It s this signage that the IBC encouraged drivers to be cognizant of Additionally crossing guards are also important to pay attention to According to the IBC when a crossing guard is in the road they are the authority as to how drivers are to operate their vehicle Drivers should be sure to follow their directions Another important component of driving school safe is being aware of children who may dart out into the street to go after a wayward ball during recess IBC encouraged drivers to be on the lookout for young people who may be oblivious to traffic that s coming and going Communication is a key component of the driver pedestrian relationship That s why when a student wants to cross the street it s a good idea to try and make eye contact with that person Once they know that they can be seen this will provide them with a better sense of comfort that they re free to walk Even though pedestrians have to use crosswalks in all situations pedestrians always have the right of way Drivers in both directions must stop when bus does School buses make frequent stops along their route Whenever they slow down and open their door to let a student on board a stop sign unfolds from the opposite side of the bus Not only are motorists behind the bus required to stop but so are those in vehicles that are approaching However if a road is separated by a median drivers on the opposite side of where the bus is are not required to stop when the bus does the IBC noted Finally while

    Original URL path: http://dgidirect.ca/auto-insurance-articles/returning-to-a-back-to-school-mindset/ (2016-05-01)
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  • Selling a car? Some tips to keep in mind - DGI Direct
    in KBB noted that this is an issue the prospective buyer will have a keen interest in knowing as it indicates the amount of wear and tear that s been placed on it over however many years it s been driven Though the owner may have a very general idea of what type of shape it s in it may be wise to take it to a mechanic who can give a more accurate analysis as to its overall makeup Resale value can increase by taking care of repairs Of course the seller of the used car wants to get as much out of it as possible as far as price is concerned And while its condition has a heavy influence on its sticker price there are several ways of increasing its resale value according to KBB For example even little things that may seem unimportant can heighten the purchase price because the prospective owner doesn t have to perform the repairs Having a dead headlight or blinker changed replacing a loose gas cap or hubcap and installing a new windshield to replace one that s been dinged can all raise the price These preparatory steps will have little utility though if no one is aware that the car is up for sale The Irvine Calif based automotive information company stated that advertising should be more expansive than simply posting a for sale sign on the windshield There are a variety of websites that can be used to market a car The more details provided the better as the listing should ideally include several pictures from different angles and what features it has both visual as well as safety related But before any private sale can take place Ontarians have to get in touch with their provincial government leaders According

    Original URL path: http://dgidirect.ca/car-tips/selling-a-car-some-tips-to-keep-in-mind/ (2016-05-01)
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  • Labor Day Traffic Deaths Down More Than 20 Percent | DGI Direct
    road users this past weekend said Beechey Our officers laid 397 distracted driving charges compared to 107 impaired driving charges As most motorists are well aware all drivers have to wear a seatbelt behind the wheel However the OPP spotted more than 530 people who were not buckled and as such were hit with a fine As for drunken driving charges in addition to the 100 plus who were ticketed 87 were given warning range suspensions Anyone who has a blood alcohol level of 0 05 to 0 08 for every 100 milliliters of blood is subject to this type of penalty Standard weekends bring more accidents than on holidays While it may seem like holiday weekends tend to bring more traffic fines collisions and penalties a recent study on the topic found this not to be the case As reported by CBC News the analysis found that regular weekends produced more crashes and accidents than holiday periods The report was published in the journal Accident Analysis and Prevention Sabreena Anowar a researcher at McGill University and co author of the study said that the disparity may be due to more people driving with someone during holidays than on normal weekends It has been shown in literature when people drive with family members they tend to be more conservative said Anowar according to CBC News However what does seem to happen more frequently during holiday periods versus regular Saturdays and Sundays is people failing to buckle up This problem has been particularly common in Alberta the study found Something else that s more common on holiday weekends is the kind of accidents that happen or how vehicles are situated when they collide The McGill University study found that rear end crashes and those that occur at an angle were more

    Original URL path: http://dgidirect.ca/auto-insurance-articles/labor-day-traffic-deaths-down-more-than-20-percent/ (2016-05-01)
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  • Poll: Many Drivers Don't Know What To Do After Accident | DGI Direct
    there is substantial damage the police should be contacted so a report can be filed An officer will respond to the scene In the meantime there are several things that those who are involved in the crash should do Writing down the details of the accident is a good place to start Note key facts such as how the crash happened where it occurred an estimate on how fast both cars were going and what the road conditions were like at the time of the collision This will not only help the officer who responds to the scene but also the car insurance in Ontario provider or providers if those involved have different insurers Determine how best to get in touch with other person The next thing to do is get is contact information for the other person involved In addition to the name of their insurance company get the person s address phone number as well as first and last name If there were any witnesses to the incident it s a good idea to get their information as well Details about the cars involved will also help expedite the claims process According to the IBC the license plate numbers and registration information will be needed as well If those involved know the name of their broker or agent these should be shared with the other person Something else that may prove useful according to IBC is making a rough sketch of the accident It doesn t have to be perfect but ought to at the very least detail where the cars were traveling from and how they were positioned when crashing At IBC s website there is a detailed list not only of what to do if in a collision but additional steps for what happens afterward This

    Original URL path: http://dgidirect.ca/auto-insurance-articles/poll-less-than-a-third-of-drivers-know-exactly-what-to-do-after-accident/ (2016-05-01)
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  • Child-Proofing Your Home: A Priority For Parents | DGI Direct
    careful that it s not too hot As noted by Canadian Living magazine most household water heaters are between 50 and 55 degrees Celsius Because children are more sensitive to high temperatures it s best to lower the water heater s temperature to 48 degrees Celsius Heat at this level is warm enough to kill and rid the skin of the bacteria that forms in a given day but at the same time is not hot enough to scald or cause unintentional injury Be aware in the kitchen The kitchen is another area of the house that young children may view as their very own playpen Lots of noisemaking devices can be found within the typical kitchen including pots pans skillets and spatulas While most of these items are harmless there are cooking supplies such as dutch ovens and indoor griddles that are quite heavy To prevent toddlers from accessing these utensils be sure to use safety latches and locks on doors and cabinets that hold them Over the years much has been learned about these locks and latches as kids have occasionally been able to gain entry into forbidden areas despite their use Since then the research performed by consumer advocacy groups have enabled companies to make more child resistant devices As children grow they ll eventually reach a point where they re able to walk with ease pulling items from countertops and anything else that s above their heads They may even reach for the stove if there s a handle that they can grab Safety experts point out that parents should try to get into the habit of cooking all their food on the stove on the back burners so as to avoid this risk factor They may also want to place safety knobs over the dials on the stove that control the burners These will prevent them from fiddling with the stove or oven temperature which poses a safety risk not only to them but can also increase the risk that the food will be burned perhaps leading to an oven fire Choking hazards are manifold in home office Many Canadian parents today will find that working from home has never been a better option for them now that they have a young one to care for By doing the same things that they would have done at the office parents can often save themselves a lot of money by avoiding childcare or babysitting expenses However working from home and watching kids at the same time can be another safety issue if precautions aren t taken in the home office Lots of wires from the computer may be around which are not only tripping but choking hazards as well Tie up all cords and wires so that they re grouped together and hide them under the desk as completely as possible As with other portions of the home place safety latches on office drawers and filing cabinets According to the Public Health Agency of Canada as

    Original URL path: http://dgidirect.ca/home-tips/making-homes-child-friendly-a-priority-for-parents/ (2016-05-01)
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  • Canadians Confess To Regretful Home Decisions | DGI Direct
    of blunders respondents copped to there were several faux pas that stood out more than others For example 14 percent said that were they to do it all over again they would have put more money towards a down payment 13 percent said they failed to get a home inspection completed and 15 percent pointed out that they didn t fully appreciate how desperately in need their new found properties were of a renovation Failure to take some of the necessary actions following remodeling work appears to be something of a theme among homeowners today In a separate poll conducted by Environics Research Group only 17 percent of Canadians who recently had a home makeover said that they informed their insurer of the project It would behoove homeowners to keep their Canada home insurance carrier in the loop with regards to renovations Fundamental changes to the property s structure may bring discounts that policyholders can take advantage of Sections Auto Insurance Home Insurance Pet Insurance Online Quote Auto Property Postal Code Go Or call 1 877 699 9923 Categories Ajusto Auto Insurance Auto Insurance Articles Car Tips General Tips Home Insurance Articles Home Tips Insurance News Insurance Related Articles Pet Insurance Pet Tips Property Insurance Tenant Insurance Travel Tips Archives April 2016 March 2016 February 2016 January 2016 December 2015 November 2015 October 2015 September 2015 August 2015 July 2015 June 2015 May 2015 April 2015 March 2015 February 2015 January 2015 December 2014 November 2014 October 2014 September 2014 August 2014 July 2014 June 2014 May 2014 April 2014 March 2014 February 2014 December 2013 November 2013 October 2013 September 2013 August 2013 July 2013 May 2013 April 2013 March 2013 February 2013 January 2013 December 2012 November 2012 October 2012 September 2012 August 2012 July 2012 June 2012

    Original URL path: http://dgidirect.ca/home-tips/canadians-confess-to-regretful-decisions/ (2016-05-01)
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  • Driving Tips To Navigate Rain-Soaked Roads | DGI Direct
    only does staying farther back make it easier to brake with plenty of time to spare but it also reduces the chance of the leading vehicle spraying mist onto the windshield with its rear tires Law notes Keeping the windshield as clear as possible when the rain is coming down in sheets Additionally driving in a smooth fashion is critically important Law indicates that it s always paramount to keep the car flowing at a consistent safe speed without listing to one side or another but when the streets are wet seemingly minor adjustments to the wheel are magnified Try to ensure that the steering wheel isn t jerked in either direction so that control is maintained Keeping eyes ahead vital Drivers should never be staring down at the ground just in front of them as they make their way to their intended destination In other words to stay safe they need to be looking ahead so they can adjust to any changes in the traffic pattern Law notes that motorists should try to be extra vigilant during rain soaked conditions as other motorists may not be as skilled as they ought to be when the skies open up Driving techniques can only go so far however if motorists don t have the proper tools needed to effectively chart their way For example Law notes that wiper blades should be check for any signs of wear and tear and ought to be replaced once every 12 months or so But if they leave streaks across the windshield whenever they re used they should be swapped out for new ones sooner than that In addition tire tread depth should be checked The greater the tread depth the more likely the vehicle will be able to carve its way through high water

    Original URL path: http://dgidirect.ca/auto-insurance-articles/know-how-to-effectively-navigate-rain-soaked-roads/ (2016-05-01)
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  • Tips To Save on Vacation Transportation Costs | DGI Direct
    that they don t have to spend an arm and a leg on their trip One of the factors that people won t fully take into account beforehand are the transportation expenses These can be especially costly if the family car isn t properly maintained as during a lengthy trip an accident may take place requiring auto insurance coverage that could have been avoided had the vehicle been brought in for a tune up Banerjee recommends taking the car to a reliable repairman so they can take a look under the hood for any issues that might prove to be a problem Other tips and suggestions by Banerjee can be found at the newspaper s website in the personal finance section Most Canadians have every intention of going away on vacation this year A recent poll conducted by Pollara found that 83 percent of respondents will get away between now and the end of September Sections Auto Insurance Home Insurance Pet Insurance Online Quote Auto Property Postal Code Go Or call 1 877 699 9923 Categories Ajusto Auto Insurance Auto Insurance Articles Car Tips General Tips Home Insurance Articles Home Tips Insurance News Insurance Related Articles Pet Insurance Pet Tips Property Insurance Tenant Insurance Travel Tips Archives April 2016 March 2016 February 2016 January 2016 December 2015 November 2015 October 2015 September 2015 August 2015 July 2015 June 2015 May 2015 April 2015 March 2015 February 2015 January 2015 December 2014 November 2014 October 2014 September 2014 August 2014 July 2014 June 2014 May 2014 April 2014 March 2014 February 2014 December 2013 November 2013 October 2013 September 2013 August 2013 July 2013 May 2013 April 2013 March 2013 February 2013 January 2013 December 2012 November 2012 October 2012 September 2012 August 2012 July 2012 June 2012 Recent Posts Tips

    Original URL path: http://dgidirect.ca/car-tips/how-to-save-on-transportation-costs-to-help-finance-a-vacation/ (2016-05-01)
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