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  • Car buying guide: Used Car or New Car | DGI Direct
    you New car dealerships quick to offer incentives But it isn t just in Canada that new car sales have slid Kenzie notes that worldwide vehicle production has outpaced the number of cars that are actually purchased by large margins particularly in parts of Europe and mainland China This has prompted many dealerships to offer various incentives One of which is cash back on their purchase Though the terms vary dealerships often guarantee new car buyers a certain percentage discount off whatever it is that they paid for the car This money can then be put toward other vehicle related purchases such as group auto insurance which a buyer may be offered through their employer Another incentive are the low rates of interest in effect Kenzie notes that many lenders offer loans that are in the single digits with some even offering deals for 0 percent interest He concludes that while individuals circumstances always differ it s a good bet that buying new will be a better investment in the long term especially given that the particulars surrounding how affordable it is to buy new won t be around forever Ask about auto insurance Something else to take into consideration when determining whether to buy used or new are the auto insurance implications As a general rule used vehicles tend to cost less in terms of premiums However because make and model number are taken into consideration when assessing rates costs may differ considerably from one vehicle to the next Before deciding on whether to purchase a new or used car policyholders may want to seek out online insurance quotes These price estimates take various factors into consideration such as whether the car is used or new and the type of vehicles that are being considered If this type of

    Original URL path: http://dgidirect.ca/car-tips/car-buying-guide-used-car-or-new-car/ (2016-05-01)
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  • Car maintenance tips- Car Accessories Caution | DGI Direct
    older vehicle means that you are reducing your car s lifespan and are likely to have to pay for expensive repairs down the road Always know what s in a product before using it for car Perhaps in an effort to make a vehicle last longer motorists sometimes add things to their car that are meant to give it more staying power But according to many automotive experts some of these aren t worth the money For example some companies say that their gas or oil is different from others because theirs includes an additive that improves engine operation such as if it has a knocking problem But according to tests performed by the U S based Environmental Protection Agency there have been no tests that show any noticeable improvement when using these products over others that may be less expensive Another claim made by some automotive maintenance retailers are those that say a car s radiator can be improved with special coolants However similar to cars requiring a certain oil or gas type automakers often build vehicles so that only a certain type of coolant can be used Mixing one with another could cause a maintenance problem down the road Then there are those who like to add enhancements to the interior of their car such as new speakers parking assistance features or a global positioning system Motorists should be advised that these additions may affect their auto insurance policy Depending on what s installed they may even be eligible for car insurance savings Sections Auto Insurance Home Insurance Pet Insurance Online Quote Auto Property Postal Code Go Or call 1 877 699 9923 Categories Ajusto Auto Insurance Auto Insurance Articles Car Tips General Tips Home Insurance Articles Home Tips Insurance News Insurance Related Articles Pet Insurance Pet Tips

    Original URL path: http://dgidirect.ca/car-tips/maintenance-only-grows-more-important-as-cars-get-older/ (2016-05-01)
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  • Parking lot accident claims doubled during holidays | DGI Direct
    Safety experts advise to always operate the vehicle at a slow rate of speed in parking lots especially during the busy season Be on the lookout for pedestrians Something else to be aware of are pedestrians with shoppers heading into the mall or returning to their cars with their purchases in tow Always be on the lookout for people particularly children who may dart out in front of their parents when they re not expecting it Back out of spaces with caution It s also important to be mindful of drivers who may be waiting to take a space Not only could backing up quickly cause an accident with the car that s waiting but another vehicle that s passing by could be involved if a driver s line of vision is blocked Road safety experts say to back out of a space very slowly so that adjustments can be made depending on the situation that s presented Some parking lot accidents may require that police be notified Occasionally a minor fender bender may take place in the parking lot one where limited damage was done and no one was injured Because the situation was not serious motorists may not need to report the situation to their automobile accident insurance provider or the police However as Ontario Transportation Ministry spokesperson Bob Nichols tells Wheels ca there are instances where motorists must report an accident The Highway Traffic Act sets out various responsibilities for drivers involved in a collision said Nichols If a collision occurs in a parking lot i e private property the driver must report it to police if it results in personal injuries or in damage apparently exceeding 1 000 total Individuals involved in a collision are advised to call police first to ensure that police presence is

    Original URL path: http://dgidirect.ca/auto-insurance-articles/parking-lot-accident-claims-doubled-during-holidays/ (2016-05-01)
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  • Hurricane Sandy Damages tops $100 million in Canada | DGI Direct
    preliminary estimate and we expect that consumers may continue to have insurance questions during the claims process said IBC Ontario s vice president Ralph Palumbo IBC plans to once again survey insurers and homeowners in two months to get a more accurate estimate of the actual damage caused by the storm How to document storm damage Although it s been awhile since Hurricane Sandy struck the eastern provinces residents who have not yet documented damage for their home insurance claims should do so as soon as possible Rather than document damage on a grand scale try to be a specific as possible You could take pictures of any damage from multiple angles The more evidence you have to support your claim the better Although a picture says a thousand words a video may speak much louder Taking video footage of any damage could curb any suspicion that certain damage may not have been as severe as it looks in a photo Meanwhile if you have any damaged possessions make sure you don t throw them away until you document the condition and add them to your inventory In contrast try to move all salvageable items to a safe location If your home was completely destroyed this may have to be a location off of your property Sections Auto Insurance Home Insurance Pet Insurance Online Quote Auto Property Postal Code Go Or call 1 877 699 9923 Categories Ajusto Auto Insurance Auto Insurance Articles Car Tips General Tips Home Insurance Articles Home Tips Insurance News Insurance Related Articles Pet Insurance Pet Tips Property Insurance Tenant Insurance Travel Tips Archives April 2016 March 2016 February 2016 January 2016 December 2015 November 2015 October 2015 September 2015 August 2015 July 2015 June 2015 May 2015 April 2015 March 2015 February 2015 January 2015

    Original URL path: http://dgidirect.ca/home-insurance-articles/hurricane-sandy-damage-tops-100-million-in-canada/ (2016-05-01)
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  • Be aware of car theft this holiday season - DGI Direct
    having your vehicle broken into or stolen It s important to take a few extra minutes to protect yourself your vehicle and your belongings However this doesn t always involve theft of the entire vehicle In many cases criminals are only interested in the items inside Keys to preventing a car theft There may be an increase in vehicle theft rates in the coming months as a greater number of consumers leave their cars unattended in the parking lots of shopping malls and other public areas While these may seem like unlikely places for car theft to occur they are actually common hunting grounds To avoid being a victim try to park in well lit areas with high levels of pedestrian traffic Meanwhile when you approach your vehicle try have your keys ready and avoid distracting activity such as texting or listening to music The more aware you are of your surroundings the better If your vehicle is stolen call law enforcement officials and your car insurance provider immediately Should there be any people close by ask them if they saw anything as this could help in the investigation and help with your insurance claim Meanwhile if you are with your vehicle when a carjacker tries to steal it do your best to be cooperative Many car thefts involve a weapon and your well being is worth much more than your car Sections Auto Insurance Home Insurance Pet Insurance Online Quote Auto Property Postal Code Go Or call 1 877 699 9923 Categories Ajusto Auto Insurance Auto Insurance Articles Car Tips General Tips Home Insurance Articles Home Tips Insurance News Insurance Related Articles Pet Insurance Pet Tips Property Insurance Tenant Insurance Travel Tips Archives April 2016 March 2016 February 2016 January 2016 December 2015 November 2015 October 2015 September 2015

    Original URL path: http://dgidirect.ca/car-tips/be-aware-of-car-theft-this-holiday-season/ (2016-05-01)
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  • Pet owner vist the vet more often during holidays | DGI Direct
    overall safety especially compared to Americans For instance 60 percent of U S respondents said they fear about their pets getting into trouble around holiday decorations and lights compared to just 42 percent of Canadians who felt the same way Anthony Toderian safety spokesman for CSA said pet owners need to be extra cautious around the holidays Staying safe and sound during this busy and festive season should be top of mind for people while they enjoy their time with family friends and pets said Toderian Taking a moment or two to practice safety around the home can be as simple as following a few basic steps to help ensure the well being of our pets and family For example to prevent home fires and potential home insurance claims CSA advises that pet owners keep Christmas lights away from the ground as dogs may try to bite through them creating a fire hazard Sections Auto Insurance Home Insurance Pet Insurance Online Quote Auto Property Postal Code Go Or call 1 877 699 9923 Categories Ajusto Auto Insurance Auto Insurance Articles Car Tips General Tips Home Insurance Articles Home Tips Insurance News Insurance Related Articles Pet Insurance Pet Tips Property Insurance Tenant Insurance Travel Tips Archives April 2016 March 2016 February 2016 January 2016 December 2015 November 2015 October 2015 September 2015 August 2015 July 2015 June 2015 May 2015 April 2015 March 2015 February 2015 January 2015 December 2014 November 2014 October 2014 September 2014 August 2014 July 2014 June 2014 May 2014 April 2014 March 2014 February 2014 December 2013 November 2013 October 2013 September 2013 August 2013 July 2013 May 2013 April 2013 March 2013 February 2013 January 2013 December 2012 November 2012 October 2012 September 2012 August 2012 July 2012 June 2012 Recent Posts Tips for Adults

    Original URL path: http://dgidirect.ca/home-tips/poll-pet-owners-visit-veterinarians-frequently-during-holidays/ (2016-05-01)
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  • National Day of Remembrance for Road Crash Victims - DGI Direct
    Canada in a statement To help spread the word Transportation Canada will be conducting a series of safety presentations for area high schools such as what young drivers can do to make sure they remain focused and not distracted on other things while driving The Ontario Provincial Police is one of several organizations that will be participating in the awareness campaign Safety officials are hopeful that the occasion will lead to fewer car crashes and auto insurance claims that result Sections Auto Insurance Home Insurance Pet Insurance Online Quote Auto Property Postal Code Go Or call 1 877 699 9923 Categories Ajusto Auto Insurance Auto Insurance Articles Car Tips General Tips Home Insurance Articles Home Tips Insurance News Insurance Related Articles Pet Insurance Pet Tips Property Insurance Tenant Insurance Travel Tips Archives April 2016 March 2016 February 2016 January 2016 December 2015 November 2015 October 2015 September 2015 August 2015 July 2015 June 2015 May 2015 April 2015 March 2015 February 2015 January 2015 December 2014 November 2014 October 2014 September 2014 August 2014 July 2014 June 2014 May 2014 April 2014 March 2014 February 2014 December 2013 November 2013 October 2013 September 2013 August 2013 July 2013 May 2013

    Original URL path: http://dgidirect.ca/auto-insurance-articles/national-day-of-remembrance-for-road-crash-victims/ (2016-05-01)
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  • Winter home tips for Canadian homeowners | DGI Direct
    else that can result in problems is if the thermostat is constantly being adjusted Instead FortisBC says a programmable thermostat is preferable if for no other reason than diminishing the number of time one has to raise and lower the house s temperature They re generally quite easy to install and enable homeowner s to preset the temperature they want the home to be at during the day or at night when people are asleep This can also result in lower utility bill expenses Service heat pumps After a several months of summer and autumn heat pumps get back to work Because they often haven t been used for a while though problems may arise Before the winter FortisBC recommends having heat pumps serviced to ensure that it s operating at peak condition Of course this only applies for those who heat their homes with an air source Leave house if gas smell is detected While these tips help reduce the risk of damage to a home or other maintenance complications safety issues may still arise For example if homeowners use gas to heat their homes it s not unusual for a leak to take place Common though they may be they should not be handled by non professionals Thus if homeowners at any time smell a strong sulphur like odor leave the home immediately and call the gas provider They should be able to send someone to fix it promptly as this can compromise safety Be weather aware before getting in the car Snow covered streets are a clear indication homeowners need to slow down if they re headed out during the winter whether it s to run an errand or to go to work But it s a good idea to drive on roads a bit more cautiously

    Original URL path: http://dgidirect.ca/home-tips/winter-home-tips-for-canadian-homeowners/ (2016-05-01)
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