archive-ca.com » CA » D » DGIDIRECT.CA

Total: 440

Choose link from "Titles, links and description words view":

Or switch to "Titles and links view".
  • Ways students can spare themselves college money mistakes - DGI Direct
    a month and make the appropriate adjustments For instance if you allotted a certain amount to go toward bills and have recently made an additional purchase that requires monthly spending you may need to take some away from your entertainment fund and put it toward paying off expenses Stay on top of expenses Speaking of bills do your best to pay them off by their due date and in full School assignments generally dominate the typical student s to do list This makes writing down when a bill is due essential as you ll be able to know when a utility or tuition payment is required Know how much you owe Students also need to keep track of their debt Some may try to avoid the issue and prefer not to look at what they owe This can cause problems however as payments can add up to a point in which they re all encompassing Instead stay on top of your cost obligations and pay them off as quickly as possible If students are fortunate enough to get a raise when they re working a part time job it may be wise to put that extra money toward paying off an expense more quickly Look for ways to save Students may also want to look for opportunities to save extra money in ways that may not readily come to mind For example there are a number of car insurance advantages that come with being a student By performing well in school many insurers will offer discounted rates on premiums They may also be eligible for certain property insurance savings as some providers conduct promotional sales events around back to school time This is typically a time of year in which a lot of people move into a new place Sections

    Original URL path: http://dgidirect.ca/home-tips/ways-students-can-spare-themselves-college-money-mistakes/ (2016-05-01)
    Open archived version from archive


  • How students can add room to a small apartment space - DGI Direct
    be used in more than one way Another way to open up confined quarters is simply by furnishing the apartment with fewer things Instead the furniture that is brought should be multi faceted For instance a dining chair can double as a space for using at a desk or as more seating room next to the sofa Coffee tables with a lift top can have dual usage by being used as a space for work and studies as well as a place for eating Additionally loft beds are ideal for apartment renters as many often have desks that can be tucked away or folded out depending on the day or whether you re working sleeping or just need a quick power nap Keep storage space in mind Storage capability is something else to be cognizant of as you may have a lot of things you brought from home that you anticipate you ll need over the semester However given small living conditions you may have to rent out a storage space to fit everything This doesn t have to be however if you look for furnishings that have extra shelves and storage the furniture retailer recommends Bookshelves may be optimized to fit as many books and textbooks as possible Desks are often replete with multiple drawers in varying sizes so they can accommodate various knick knacks or more expensive items Enhance unit with stylish adornments Accessorizing a space may be the most important aspect of decorating an apartment Simple things like pillows lamps shades and rugs can add to the apartment s overall feel and give it a more clean customized look However accessorizing a unit whether it s with inexpensive furniture or high ticket items like a high definition television can come at a significant cost if belongings are

    Original URL path: http://dgidirect.ca/home-tips/how-students-can-add-room-to-a-small-apartment-space/ (2016-05-01)
    Open archived version from archive

  • Step-by-Step Guide to a Proper Car Wash | DGI Direct
    ensure that when they re washing the vehicle that the car is out of direct sunlight Otherwise the sun s intense heat may cause the suds that form from the soap to dry on the paintwork Apply wax After giving the vehicle a good rinsing with a hose a high quality wax should be applied This will further shield the car s paint and trim from the sun s ultraviolet rays The quality of waxes varies from product to product so motorists may want to consult with their auto mechanic to get an idea of which product they think is best Use product specific treatments for vinyl plastic portions of car It isn t just the paint that needs to be protected Autoglym points out that the condition of bumpers fenders mud flaps wheel arch trims door handles vinyl roofs and anything else covered in vinyl can deteriorate over time Retailers often sell treatments that are made exclusively for the vinyl plastic and rubber based portions of the car They traditionally help prevent fading and oxidation Remove droppings as soon as possible so they don t dry on Something that may surprise motorists is the fact that bird droppings can leave permanent damage to a car s paint work Within 30 minutes of landing bird droppings can dull the color of the car in which the droppings fell on potentially leaving significant blemishes If excrement is spotted remove it as soon as its seen with a moist wipe Ideally before removing it make sure it s rehydrated so as not to lift paint off the car Autoglym advises Clean tire walls The car s tires should also be addressed and by applying a non acidic wheel cleaner Marks left behind by brakes pads shoes can be difficult to remove if

    Original URL path: http://dgidirect.ca/car-tips/step-by-step-guide-to-a-proper-car-wash/ (2016-05-01)
    Open archived version from archive



  • How to address hail damage to your home | DGI Direct
    loss A professional roofer may also want to be sought If there are any discrepancies between the two estimates a re inspection may be warranted so an agreement about how much repair the how home needs can be reached How can I know damage was caused by hail Over time roofs display various signs indicating its sustained damage However hailstones are often distinguishing as they often leave dark spots and wear away the asphalt that lines the shingles These spots may stand out if the hail event was recent as the marks haven t had time to fade in color How soon after a hailstorm should my roof be replaced Typically hailstorms are not so severe that they automatically require the roof to be replaced Even if this were the case doing so in a quick manner is often not feasible due to time and money constraints However there may be a specific amount of time in which an insurer will cover the expenses need to repair or replace a roof depending on the company s policy and how much damage has been caused Homeowners should check with their provider to see if there s a statute of limitations on hail claims If roofs degrade over time naturally why is hail an important thing to address Most roofs have a life of about 20 years before they need to be replaced However because hailstorms can be especially damaging the rate at which granules fall off a roof may accelerate Depending on how much the roof may need to be replaced as many as 10 years earlier than normal What kind of out of pocket expenses will there be to have a roof repaired In the great majority of cases homeowner insurance policies provide for the expenses needed to repair roof

    Original URL path: http://dgidirect.ca/home-insurance-articles/how-to-address-hail-damage-to-your-home/ (2016-05-01)
    Open archived version from archive

  • Car care tips to keep the interior looking like new | DGI Direct
    degrees over a half day period the constant expansion and contraction of the leather can make it degrade more quickly Carnauba wax may be best He added that while many waxes and conditioners will work one of the better types is called Carnauba which is more commonly referred to as Brazil wax or palm wax It s main use is on leather surfaces and is often combined with beeswax The ingredient may sound familiar to some women as it s often included in a number of cosmetic makeup products like mascara eye shadow foundation and several skin care products However driving enthusiasts are cautioned not to use too much as a little goes a long way In fact Tchir notes that using too much can do more harm than good Use window and windshield guards when parked The sun is a natural enemy to leather as the more often it beats down on a surface the more likely it is that it will begin to fade Thus perhaps the best way in which to minimize fading is by preventing the sun from shining on the interior of the vehicle as much as possible auto experts advise Of course this can t be done all the time but it can be when the car is parked outdoors for an extended period of time Consider purchasing a window shield or sheer curtain that can be placed across the windshield This will not only help dial down the intensity of the sun s rays but will also help the interior stay considerably cooler than it would unprotected Some motorists may be under the impression that because an auto insurance policy covers damage for both the interior and exterior of a vehicle that it applies to wear and tear issues as well such as

    Original URL path: http://dgidirect.ca/car-tips/car-care-tips-to-keep-the-interior-looking-like-new/ (2016-05-01)
    Open archived version from archive

  • Things to remember when RV shopping - DGI Direct
    family splurging for a new one may be more cost effective Something else you ll need to keep in mind is how you plan on using the RV This will help you figure out which RV is best for the family based on what the typical trip will be like Experts say that if you expect to travel from Ontario to British Columbia a motorized RV is preferable However if you think your RV excursions will typically be spent at local campsites a pop up truck or camper may fit the bill As previously mentioned RVs offer the comfort of home This is often evidenced by the interior layout of an RV as they often look like they re taken straight out of a land based property How closely you want the RV to mimic your own home can help you determine its floor plan This will help you decide whether you want the RV to have multiple bathrooms and a working shower as well as where the kitchen should be located There s no shortage of locations in which to purchase an RV whether used or new Wherever you shop for one however experts caution that it ought to be at a professional dealership You ll know whether or not it s reputable by observing the people and the location A dealership with a service department on site technicians and a sales team is likely one you want to buy from Their size and selection of offerings should serve as an indicator as to whether the dealership is a legitimate one Once you ve settled on the RV that s best for you and your family it s important to see to it that it s protected RVs can cost as little as 5 000 to as much as

    Original URL path: http://dgidirect.ca/auto-insurance-articles/things-to-remember-when-rv-shopping/ (2016-05-01)
    Open archived version from archive

  • Looking back on the anniversary of the Goderich tornado - DGI Direct
    what their preparations should include The brochure is broken down into four sections creating an emergency plan making a basic emergency kit preparing an inventory for the home and securing one s residence Create an emergency plan Perhaps the most important aspect of an emergency plan is ensuring that the family knows where to go and what to do when an urgent situation arises This plan should detail where emergency items are stored including flashlights batteries and fire extinguishers as well as where to go should the family become separated Make a basic emergency kit These kits should have enough supplies to last at least three days Ideally IBC says a basic kit should include two liters of water per person per day or six liters each for every person in the family canned food a manual can opener first aid kit special needs items like prescriptions and infant formula as well as a small sum of cash Prepare an inventory of your home An inventory is basically a list that details the value of personal possessions This makes the property insurance claim process easier after experiencing the effects of a twister In addition to a price on what the valuables cost to replace IBC says it s a good idea to keep photos of furniture and other belongings so they can be seen in their original form Secure your home One of the best ways to minimize the impact that a tornado causes is by equipping a home with quality installations For example the insurance organization notes that door frames should be anchored to the wall and homes that have double doors should have head and foot bolts so they ll be less prone to swing open when heavy winds blow Regular home maintenance should be adhered to as

    Original URL path: http://dgidirect.ca/home-insurance-articles/looking-back-on-the-anniversary-of-the-goderich-tornado/ (2016-05-01)
    Open archived version from archive

  • How to keep a vehicle's interior looking as good as new - DGI Direct
    to 20 degrees over a half day period the constant expansion and contraction of the leather can make it degrade more quickly Carnauba wax may be best He added that while many waxes and conditioners will work one of the better types is called Carnauba which is more commonly referred to as Brazil wax or palm wax It s main use is on leather surfaces and is often combined with beeswax The ingredient may sound familiar to some women as it s often included in a number of cosmetic makeup products like mascara eye shadow foundation and several skin care products However driving enthusiasts are cautioned not to use too much as a little goes a long way In fact Tchir notes that using too much can do more harm than good Use window and windshield guards when parked The sun is a natural enemy to leather as the more often it beats down on a surface the more likely it is that it will begin to fade Thus perhaps the best way in which to minimize fading is by preventing the sun from shining on the interior of the vehicle as much as possible auto experts advise Of course this can t be done all the time but it can be when the car is parked outdoors for an extended period of time Consider purchasing a window shield or sheer curtain that can be placed across the windshield This will not only help dial down the intensity of the sun s rays but will also help the interior stay considerably cooler than it would unprotected Some motorists may be under the impression that because an auto insurance policy covers damage for both the interior and exterior of a vehicle that it applies to wear and tear issues as well

    Original URL path: http://dgidirect.ca/car-tips/how-to-keep-a-vehicles-interior-looking-as-good-as-new/ (2016-05-01)
    Open archived version from archive