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  • Vacation Checklist: 7 things to do before leaving | DGI Direct
    haste they ll often forget to check Home safety experts counsel homeowner to double and triple check their windows and doors before leaving This also helps assure homeowners that any adverse weather conditions will be kept out of their residences Use timers Another way to give the impression that the home is still being occupied is by using timers that automatically turns lights on at certain portions of the day Having a car parked in the driveway is an additional theft prevention measure Store valuables While a property insurance policy can ensure that a homeowner s valuables are covered in the event they re stolen or damaged the claims process can be frustrating and time consuming Thus individuals may want to store some of their pricier valuables such as jewelry or intricate antiques A safe deposit box in a location away from the home may be the place to keep them Unplug certain appliances Something else that can reduce the risk of problems resulting in a family s absence is unplugging appliances from the wall Not only will this minimize the risk of circuits shorting out during a storm but it may also help reduce utility bills as appliances that are plugged in use electricity even if they re not being used Computers and televisions tend to be among the appliances that use the most electricity While refrigerators use a lot of electricity as well these should be left alone as cutting off the power supply will result in food spoilage Remove all unnecessary credit cards and identifiable informaton Travelling as lightly as possible is also advisable Not only will this make the checking in process more seamless but it also helps reduce the risk of being victimized by pickpocketers who look for identity theft opportunities Travellers can do this

    Original URL path: http://dgidirect.ca/home-insurance-articles/vacation-checklist-7-things-to-do-before-leaving/ (2016-05-01)
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  • Things to remember when installing a smoke alarm - DGI Direct
    property affix the smoke detector homeowners may have them connected to their home s electric circuit But if individuals aren t familiar with electrician work they should get in touch with a qualified electrical contractor about what they should do In addition FPC says smoke detectors should not be connected to any circuit except the main panel Once the electrical set up is complete homeowners should test the alarm to make sure it works properly Smoke alarms require maintenance Though properly installing smoke detectors is the most important way in which to minimize damage the alarm needs to be maintained throughout its life FPC says homeowners can do this by marking off specific days on the calendar so that they can remember when it s time to do certain things For example six months after installing the device the source recommends having the alarm thoroughly cleaned by ridding it of dust that can collect on the outside and inside This can be done with a vacuum or duster On a monthly basis the detector should be tested by pressing the test button to ensure the alarm sounds While some people may opt to have their detectors connected to their home s electrical panel a more convenient way is installing ones that are battery operated However with this convenience comes added maintenance For example batteries only have a certain amount of power so they need to be replaced fairly routinely Alarms often indicate when they re low on power by emitting a short beep sound but in general they should be replaced on a yearly basis at minimum Replace alarm every five to 10 years Another important aspect of smoke detector maintenance is knowing when to have them removed and replaced FPR notes that most alarms have a lifespan of 10

    Original URL path: http://dgidirect.ca/home-insurance-articles/things-to-remember-when-installing-a-smoke-alarm/ (2016-05-01)
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  • Canadian Red Cross advises to prepare for disasters | DGI Direct
    result in a fire under certain conditions Something else homeowners may want to install is a lightning rod as if one s home is hit by a lightning bolt these rods can divert the electric energy away from the house itself and into the ground Earthquakes As with lightning storms earthquake preparation should focus primarily on remaining safe As such the humanitarian and relief organization recommends seeking shelter while one is already in their home such as under a table or desk If this isn t possible the Canadian Red Cross advises leaning against a wall and taking cover Property owners may also want to review their home insurance policies to make sure they have earthquake coverage as this is something that may have to be purchased separately Floods While homeowners may have earthquake coverage they don t have flood insurance as these plans are not offered by Canadian insurers However homeowners can still prepare for them in the event they experience high water levels For example all valuables should be stored in a portion of the house that is least likely to be affected by flooding such as the attic In addition the Canada Red Cross recommends not treading through the water should it come into one s home unless given the go ahead by local authorities as doing so could pose a risk for injury Tornadoes Twister activity is another environmental catastrophe that can adversely impact homeowners if they re not prepared During a storm safety experts advise individuals to stay away from windows and open doors and to seek shelter in an enclosed environment preferably in a basement or a sturdy closet While shelter is important some types may compound one s risk for injury as it could collapse depending on what it s composed of Before

    Original URL path: http://dgidirect.ca/home-insurance-articles/canadian-red-cross-reminds-homeowners-to-prepare-for-disasters/ (2016-05-01)
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  • Spring cleaning may require insurance coverage - DGI Direct
    maintained After policyholders inquire with their insurer about whether their home insurance plan provides for covering belongings that are held away from one s home they may also want to ask about the way in which they will be reimbursed for their losses should something happen to them Typically belongings are insured on a cash value or a replacement cost basis III notes If it s based on actual cash value insurers will pay for the item depending on how much its value has depreciated A replacement cost policy however reimburses based on what it would cost to replace the item at the time it was lost due to theft or environmental damage Consumers may want to ask their insurance representative which one costs more and which one will give them the most bang for their buck in the long run Just as consumers should ask their insurer about their policies regarding stored belongings they should also be certain that the storage facility company they go with is a reliable one Is the facility secure One way of doing this is by looking at the storage unit facility property itself III advises At the very least it should be cordoned off by fencing Individuals may also want to look into whether the owners of the company use 24 hour video surveillance and what type of security systems are used Are the units climate controlled Some items stored may be more sensitive to the environment than others such as fine art antiques or finely crafted ornaments As a result this makes the unit s climate of considerable important III recommends only storing one s facilities in places where the climate can be controlled with a thermostat as extreme heat and frigid temperatures may damage belongings held there Is the facility properly

    Original URL path: http://dgidirect.ca/home-insurance-articles/spring-cleaning-may-require-insurance-coverage/ (2016-05-01)
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  • Meagan Reid - DGI Direct
    I would need With a genuine wish to help people Meagan is well suited for her position as a Claims Advisor Known for her relaxed laid back and helpful demeanor Meagan believes she has a calming effect on people an especially important characteristic when speaking with people who may be upset or confused about what to do next All clients deserve to be treated with respect even if they re having a bad day My job is to help them through the situation Outside of work Meagan s passion is horseback riding Whether it s competing occasionally or simply going for a ride after work her horses have their own calming effect After starting lessons at 8 years old she has never stopped now it s where she can be found when she s not handling claims for Desjardins Insurance clients If there are two things I love it s taking care of my horses and helping people One I can t do at work the other fortunately I can You can find Meagan handling claims calls at our Mississauga office Online Quote Auto Property Postal Code Go Or call 1 877 699 9923 Categories Ajusto Auto Insurance Auto Insurance Articles Car Tips General Tips Home Insurance Articles Home Tips Insurance News Insurance Related Articles Pet Insurance Pet Tips Property Insurance Tenant Insurance Travel Tips Archives April 2016 March 2016 February 2016 January 2016 December 2015 November 2015 October 2015 September 2015 August 2015 July 2015 June 2015 May 2015 April 2015 March 2015 February 2015 January 2015 December 2014 November 2014 October 2014 September 2014 August 2014 July 2014 June 2014 May 2014 April 2014 March 2014 February 2014 December 2013 November 2013 October 2013 September 2013 August 2013 July 2013 May 2013 April 2013 March 2013 February 2013

    Original URL path: http://dgidirect.ca/agents/meagan-reid/ (2016-05-01)
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  • Christian Belanger - DGI Direct
    key Insurance can seem complicated I ve been in that situation myself says Christian Giving my customers the information they need helps them feel comfortable asking the questions they ve been wanting to ask The Ottawa move is the latest in Christian s travels across Ontario He spent his childhood in north Ontario and has also lived in Niagara Christian and his wife are now immersing themselves in Ottawa community life including volunteer work for the Children s Hospital of Eastern Ontario The couple helped out with the 2012 CN Cycle for CHEO a 70km marathon that raised 650 000 In between his volunteer work his job and new home responsibilities Christian is kept busy But he says he also hopes to find time to get back to his previous involvement in sports like hockey volleyball and soccer This agent believes in getting the most out of every day Online Quote Auto Property Postal Code Go Or call 1 877 699 9923 Categories Ajusto Auto Insurance Auto Insurance Articles Car Tips General Tips Home Insurance Articles Home Tips Insurance News Insurance Related Articles Pet Insurance Pet Tips Property Insurance Tenant Insurance Travel Tips Archives April 2016 March 2016 February 2016 January 2016 December 2015 November 2015 October 2015 September 2015 August 2015 July 2015 June 2015 May 2015 April 2015 March 2015 February 2015 January 2015 December 2014 November 2014 October 2014 September 2014 August 2014 July 2014 June 2014 May 2014 April 2014 March 2014 February 2014 December 2013 November 2013 October 2013 September 2013 August 2013 July 2013 May 2013 April 2013 March 2013 February 2013 January 2013 December 2012 November 2012 October 2012 September 2012 August 2012 July 2012 June 2012 Recent Posts Tips for Adults Learning to Drive 7 Strategies for Fuel Efficient Driving 5 Things

    Original URL path: http://dgidirect.ca/agents/christian-belanger/ (2016-05-01)
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  • Hassan Tanvir - DGI Direct
    I love to get to know and find out about people Even in my social life I find I am always focusing the conversation on the other person says Hassan Having a good conversation and making clients feel comfortable and confident that s what it s all about It leads to a good relationship and relationships are everything to me Hassan s focus on creating and protecting relationships runs throughout his life When not at his job he loves to spend time volunteering with family members for a non profit organization Humanity First Hassan and his family work on a variety of initiatives to help people in need ranging from downtown soup kitchens to clothing drives and sending funds for international emergency aid Relationships get us through life says Hassan I value and cherish the relationships I build both through my outside activities and through helping my clients face to face You can meet Hassan for a quote in his downtown office at Desjardins 11 King Street West Toronto Online Quote Auto Property Postal Code Go Or call 1 877 699 9923 Categories Ajusto Auto Insurance Auto Insurance Articles Car Tips General Tips Home Insurance Articles Home Tips Insurance News Insurance Related Articles Pet Insurance Pet Tips Property Insurance Tenant Insurance Travel Tips Archives April 2016 March 2016 February 2016 January 2016 December 2015 November 2015 October 2015 September 2015 August 2015 July 2015 June 2015 May 2015 April 2015 March 2015 February 2015 January 2015 December 2014 November 2014 October 2014 September 2014 August 2014 July 2014 June 2014 May 2014 April 2014 March 2014 February 2014 December 2013 November 2013 October 2013 September 2013 August 2013 July 2013 May 2013 April 2013 March 2013 February 2013 January 2013 December 2012 November 2012 October 2012 September 2012 August 2012

    Original URL path: http://dgidirect.ca/agents/hassan-tanvir/ (2016-05-01)
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  • Narita Geldenhuys - DGI Direct
    she says When you are able to help people see the value that a particular insurance product can give them you end up with happy customers That s a great feeling In her spare time Narita loves to travel with her family Originally from South Africa she and her husband are big rugby fans and have followed World Cup Rugby to both New Zealand and France They also enjoy exploring Ontario and especially love camping and hiking in the Muskoka area Kilbear Park is a favourite campground for the whole family which has recently expanded to include a young grandson Family is everything says Narita It s the most important part of my life Narita is firmly of the belief that your attitude determines your day She looks for the positive in every situation and believes it comes through to her customers When you have a positive attitude it shapes everything everyone benefits Online Quote Auto Property Postal Code Go Or call 1 877 699 9923 Categories Ajusto Auto Insurance Auto Insurance Articles Car Tips General Tips Home Insurance Articles Home Tips Insurance News Insurance Related Articles Pet Insurance Pet Tips Property Insurance Tenant Insurance Travel Tips Archives April 2016 March 2016 February 2016 January 2016 December 2015 November 2015 October 2015 September 2015 August 2015 July 2015 June 2015 May 2015 April 2015 March 2015 February 2015 January 2015 December 2014 November 2014 October 2014 September 2014 August 2014 July 2014 June 2014 May 2014 April 2014 March 2014 February 2014 December 2013 November 2013 October 2013 September 2013 August 2013 July 2013 May 2013 April 2013 March 2013 February 2013 January 2013 December 2012 November 2012 October 2012 September 2012 August 2012 July 2012 June 2012 Recent Posts Tips for Adults Learning to Drive 7 Strategies for Fuel

    Original URL path: http://dgidirect.ca/agents/narita-geldenhuys/ (2016-05-01)
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