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  • May | 2014 | Blog | Table | 1.866.257.0158
    with various tools and using different techniques to help build wealth for myself and my clients Continue Reading About Real Mortgage Associates Real Mortgage Associates Lic 10464 is one of Canada s largest and fastest growing mortgage broker networks Real Mortgage Associates works with multiple Canadian mortgage lenders banks and insurance companies Head Office 578 Upper James Street Hamilton ON L9C 2Y6 Click here to Apply Online Get approved in as fast as 24 hours X About Us Jim Thornton RMA Call Today 1 866 257 0158 Buying Pre Approvals First Time Buyers Repeat Buyers Purchase Plus Improvements Self Employed Buyers No Money Down Gifted Down Payment Jumbo Mortgages Million Plus Refinancing Debt Consolidation Equity Take Out Lower Rate Lower Payment Renewals Rentals Single Family Homes Duplex 2 units Multi unit 3 4 or 5 units Mixed use Multi unit Residential Rentals 5 units Blog About What is Moneytime ca About Jim Thornton All the banks want to do is sell to Clients Ex banker spills the beans Having been in the mortgage industry for a decade one thing that I am always trying to do is get my clients to understand that the bank is a profit machine The

    Original URL path: http://www.moneytime.ca/table/blog/2014/may/ (2014-10-22)
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  • 2012 | Blog | Table | 1.866.257.0158
    and everything about it I love working with various tools and using different techniques to help build wealth for myself and my clients Continue Reading About Real Mortgage Associates Real Mortgage Associates Lic 10464 is one of Canada s largest and fastest growing mortgage broker networks Real Mortgage Associates works with multiple Canadian mortgage lenders banks and insurance companies Head Office 578 Upper James Street Hamilton ON L9C 2Y6 Click here to Apply Online Get approved in as fast as 24 hours X About Us Jim Thornton RMA Call Today 1 866 257 0158 Buying Pre Approvals First Time Buyers Repeat Buyers Purchase Plus Improvements Self Employed Buyers No Money Down Gifted Down Payment Jumbo Mortgages Million Plus Refinancing Debt Consolidation Equity Take Out Lower Rate Lower Payment Renewals Rentals Single Family Homes Duplex 2 units Multi unit 3 4 or 5 units Mixed use Multi unit Residential Rentals 5 units Blog About What is Moneytime ca About Jim Thornton The benefits of cash back mortgages In 2008 the governement of Canada decided that CMHC Genworth and Canada Guaranty could no longer insure mortgages with no money down 100 financing They did not change the rules at that time regarding

    Original URL path: http://www.moneytime.ca/table/blog/2012/ (2014-10-22)
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  • June | 2012 | Blog | Table | 1.866.257.0158
    Mortgage Associates Lic 10464 is one of Canada s largest and fastest growing mortgage broker networks Real Mortgage Associates works with multiple Canadian mortgage lenders banks and insurance companies Head Office 578 Upper James Street Hamilton ON L9C 2Y6 Click here to Apply Online Get approved in as fast as 24 hours X About Us Jim Thornton RMA Call Today 1 866 257 0158 Buying Pre Approvals First Time Buyers

    Original URL path: http://www.moneytime.ca/table/blog/2012/june/ (2014-10-22)
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  • July | 2012 | Blog | Table | 1.866.257.0158
    and everything about it I love working with various tools and using different techniques to help build wealth for myself and my clients Continue Reading About Real Mortgage Associates Real Mortgage Associates Lic 10464 is one of Canada s largest and fastest growing mortgage broker networks Real Mortgage Associates works with multiple Canadian mortgage lenders banks and insurance companies Head Office 578 Upper James Street Hamilton ON L9C 2Y6 Click here to Apply Online Get approved in as fast as 24 hours X About Us Jim Thornton RMA Call Today 1 866 257 0158 Buying Pre Approvals First Time Buyers Repeat Buyers Purchase Plus Improvements Self Employed Buyers No Money Down Gifted Down Payment Jumbo Mortgages Million Plus Refinancing Debt Consolidation Equity Take Out Lower Rate Lower Payment Renewals Rentals Single Family Homes Duplex 2 units Multi unit 3 4 or 5 units Mixed use Multi unit Residential Rentals 5 units Blog About What is Moneytime ca About Jim Thornton The benefits of cash back mortgages In 2008 the governement of Canada decided that CMHC Genworth and Canada Guaranty could no longer insure mortgages with no money down 100 financing They did not change the rules at that time regarding

    Original URL path: http://www.moneytime.ca/table/blog/2012/july/ (2014-10-22)
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  • Archive | Blog | Table | 1.866.257.0158
    and more attractive range of mortgage products superior convenience and expert advice As a mortgage broker in Canada we can help you secure the best home loan available Most importantly because your broker serves as your advocate your interests will be protected Read more The top 10 secrets that banks don t want you to know Though many people have been trained throughout time to trust their banks and their bankers you should know that there are many things banks just don t want you to know It s in their best interests to keep you in the dark because that will ultimately allow them to make more money off of your transactions What are these secrets Here are the top ten Read more Debt consolidation strategies that will save you thousands of dollars The cost of everything seems to be going up these days with no relief in sight People have utility bills house payments the cost of transportation food and various other expenditures every month and many have additional loan payments They may have charged things on credit cards when their economic situations were better and are finding it difficult to make even the minimum monthly payments now Read below and find out how you can save literally thousands of dollars by implementing a few simple strategies Read more 4 Costly Renovation Mistakes No One Can Afford To Make Are you planning to do some major home renovations You can increase the sales price of your home by thousands of dollars by making some significant changes to the design and construction On the other hand making repairs may be more cost efficient and practical instead of moving to a new home As you begin sorting out the details you may end up paying a lot more for renovation

    Original URL path: http://www.moneytime.ca/table/blog/archive/ (2014-10-22)
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  • Mississauga Mortgage Broker | Canadian Real Estate Markets | 1.866.257.0158
    incorporated as a city in 1974 and as of January 2010 has a registered population of 729 000 people making it Canada s sixth largest city Mississauga is part and parcel to the Greater Toronto Area and is located within the boundaries of the Regional Municipality of Peel Ontario It includes the neighborhoods of Malton Meadowvale Streetsville Erin Mills Clarkson Woodlands Cooksville Britannia Port Credit Lakeview and Applewood Mississauga is now the fastest growing city in Canada and it has doubled its population over the past two decades It has become home to a very diverse group of different ethnic backgrounds and has been voted one of the safest communities in Canada and many people find it a perfect place to raise a family The average price of a detached home in Mississauga is just over 550 000 Finally a mortgage rep that looks out for you Whether you are a new immigrant looking to purchase a home a first time homebuyer wanting to refinance a mortgage in Mississauga consolidate debt or renew a mortgage in Mississauga you will find the expertise of Jim Thornton and Moneytime ca an excellent help As an RMA associate he has access to over 40 banks and major mortgage lenders across the country and whether you are self employed have no down payment or have a unique qualifying situation his commitment to success is unparalleled My Promise To You A Promise is the key on which my business has been built It is the expectation I live up to every time anyone has contact with me whether it be through advertising buying experiences or encounters with my staff My business promise is what makes people remember me and because of it I hope we can continue doing business My promise is very simple It is always to give my recommendations in the absolute best interest of my client and not myself It is to put forth my very best effort on every file with the goal of a successful conclusion in mind Scanning through the internet I read so many mortgage websites and they re all filled with information about the company and information about the products but nobody ever explains why Why do you need a mortgage broker I have spent the past six years as a mortgage broker and I can tell you a ton of information about each mortgage company and I could compare for hours many of the different products on the market but that s not what most people want to hear The real question I find most people asking themselves is how do I know I m getting a good deal What is the bank not telling me and will I regret dealing with this bank I ll tell you a story about a real client that I met with and I can assure you that this is just one of many About two years ago when the credit crunch hit I met with a friend of a

    Original URL path: http://www.moneytime.ca/canadian-real-estate-markets/mississauga-mortgage-broker (2014-10-22)
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  • Free Online Mortgage Calculator | Tools | 1.866.257.0158
    Self Employed Buyers No Money Down Gifted Down Payment Jumbo Mortgages Million Plus Refinancing Debt Consolidation Equity Take Out Lower Rate Lower Payment Renewals Rentals Single Family Homes Duplex 2 units Multi unit 3 4 or 5 units Mixed use Multi unit Residential Rentals 5 units Blog About What is Moneytime ca About Jim Thornton Free Online Mortgage Calculator There are millions and millions of free mortgage calculators on the internet so I decided that there was no point re inventing the wheel by creating yet another one Genworth Financial has created one of the best online mortgage calculators I have ever seen The user interface is easy to use and understand there are graphs that will help you visualize paying down the mortgage after you calculate the mortgage payments The best of all these online mortgage calculators are free to use so use them as much as you want Mortgage Planning Calculator This mortgage calculator is very powerful You can use it to calculate things like Mortgage Payments Amortization and total Mortgage Amount When you click the link above a new window will open which will take you to Genworth Financial s Mortgage Calculator This is a Flash based calculator so you need to have Adobe Flash installed on your computer Here is a basic guide for you to follow On the introduction screen click skip in the bottom right corner optional There will now be someone that comes out and talks To skip this part you can click on the STOP button in the bottom left corner under the person talking Now you are in the calculator Mortgage Payment Calculator For the online mortgage calulator will open and default to the payment calculator so you won t have to do anything special here Just input the mortgage amount

    Original URL path: http://www.moneytime.ca/tools/free-online-mortgage-calculator (2014-10-22)
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  • Terms & Conditions | About | 1.866.257.0158
    Conditions All mortgages processed through this website are processed through Real Mortgage Associates license 10464 By applying for a mortgage you are agreeing to be bound by our terms and conditions Applications Processing Timeline We strive to respond to all applications received within 24 hours 1 business day of their submission There are times when this is not possible for multiple reasons in which case we will respond to the applicants as soon as possible Personal Information The personal information collected during the application process is kept on file If no credit check has been performed we will shred your information prior to discarding of it If a credit check has been performed your application along with the authorization to perform a credit check will be retained for future needs Annually this information is archived and will subsequently be saved for 7 years from the date of submission after which time it will be properly discarded of please see our Method of Discarding Documents and Personal Information In situations where a mortgage has been approved and subsequently funded all documents are kept on file for up to 10 years after the mortgage maturity date Disclosure of Personal Information Mortgage Approval Process In order to obtain a mortgage approval we must obtain a credit check on all borrowers as authorized during the application process The information collected during this process will be made available as necessary to any related parties which can include but is not limited to lenders institutional or private solicitors Realtors appraisers or any other related parties Co Applicants Guarantors By applying for a mortgage with us you are agreeing that both the applicant and co applicants can discuss the merits of the application with the broker agent In other words there may be times when it is necessary to discuss information regarding the application mortgage with co applicants In the situation of spouses or common law partners both applicants consent that we are allowed to discuss the situations information with either person In the event that the co applicants guarantors are not spouses or common law partners no personal information will be discussed with the other applicants guarantors Fraudulent Information If an application or any information submitted is perceived to be fraudulent or misrepresented this information will be forwarded to CMHC Genworth AIG United Guaranty and or the lenders The information will be forwarded if fraud is suspected even without proof These companies will investigate to determine if there were any fraudulent intentions Method of Discarding Documents and Personal Information Paper based documentation information Any information that is discarded of will be shreded with a cross cut shreader prior to discarding of it Electronic documentation information Any electronic information that is discarded of will be deleted with no copies of it archived Third party companies At the option of RMA or any of it s agents brokers we may choose to use a third party company to facilitate the removal and destruction of paper based documents In

    Original URL path: http://www.moneytime.ca/about/terms-conditions (2014-10-22)
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