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  • News | Small Biz Advisor - Part 190
    the Nominate a small business owner CFIB BY Staff March 7 2011 If a small business owner you know is making a big impact in their community Should pension funds administer PRPPs BY April Scott Clarke March 7 2011 Michael Nobrega CEO of the Ontario Municipal Employees Retirement System went on the record Quebec needs more entrepreneurs Quebec Employers Council BY Staff March 2 2011 Québec may well be facing an acute shortage of entrepreneurs in just a few Small business confidence steady CFIB BY Staff March 2 2011 Canadian small and mid sized business continued to be optimistic in February according to the Third pillar must drive retirement savings innovation BY Neil Faba February 28 2011 The pooled retirement pension plan PRPP scheme announced last year represents a positive first Plan sponsors like PRPP idea BY Steven Lamb February 28 2011 While the federal government s proposed pooled registered pension plan PRPP has its critics pension PRPPs would help Canadians save CLHIA survey BY Staff February 22 2011 Over half or 55 of working Canadians say they would save more for retirement if a Pooled Don t make your business your retirement egg BMO BY Staff February 16 2011

    Original URL path: http://www.smallbizadvisor.ca/news/page/190 (2016-04-26)
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  • News | Small Biz Advisor - Part 191
    Life s Canadian family businesses better positioned than global counterparts PwC BY Staff February 10 2011 A global report by PricewaterhouseCooper has found that Canadian family business have come through the Minister of small business and tourism meets with Montreal business community BY Staff February 10 2011 The Red Tape Reduction Commission and Minister of State Small Business and Tourism met with Almost half of Canadian businesses still in downturn report BY Staff February 10 2011 A quarterly study conducted by Angus Reid Public Opinion has found that Canadian small Small businesses rise as bankruptcies fall BY Vikram Barhat February 10 2011 Historically low business bankruptcies have created the strongest ever corporate Canada in the most difficult OSC seeks new small business committee members BY Staff February 10 2011 The Ontario Securities Commission OSC is seeking applicants for membership on its Small Business Advisory Recession Entrepreneurs barely noticed BY Steven Lamb February 10 2011 You may have noticed that your small business owner clients have remained upbeat during Email is top communication tool IBAC BY Leigh Doyle February 6 2011 The most frequent way employers and employees communicate is through email according to a U S Bigger pensions over higher

    Original URL path: http://www.smallbizadvisor.ca/news/page/191 (2016-04-26)
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  • News | Small Biz Advisor - Part 192
    and retiree medical benefits CPP boost coming BY Leigh Doyle February 5 2011 Ontario Finance Minister Dwight Duncan has released a paper outlining possible variations to the Canada Stopping prescription drug addiction WSIB BY Staff February 5 2011 Ontario s Workplace Safety and Insurance Board WSIB recently released a strategy aimed at cutting the Auto features help employees save more BY Leigh Doyle February 5 2011 New research published by the U S based Defined Contribution Institutional Investment Association DCIIA found automatic features Flexible work schedule more valued than pension PwC BY Leigh Doyle February 5 2011 Only 9 of respondents to a recent PricewaterhouseCoopers survey said a good company pension plan Choose dividends over salary BY Advisor ca Staff February 2 2011 Small business owners would do well to invest surplus funds within the company instead of State of small business in canada BY Leigh Doyle February 2 2011 There are over 1 million small businesses in Canada that have employees and 98 of Interactive pension selector from U S Department of Labour BY Leigh Doyle February 2 2011 The U S Department of Labour is helping small business owners with though pension plan decisions Small businesses remain positive

    Original URL path: http://www.smallbizadvisor.ca/news/page/192 (2016-04-26)
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  • Biosimilars starting to take off | Small Biz Advisor
    Remicade Canada s top selling arthritis drug Inflectra is a subsequent entry biologic also referred to as a biosimilar which means it came to market following the patent expiry of Remicade Based on what s happening in Europe biosimilars cost 20 to 30 less than the originator although there have been reports from consultancies such as PDCI Market Access of discounts as high as 69 But unlike generic copies of

    Original URL path: http://www.smallbizadvisor.ca/group-benefits/biosimilars-starting-to-take-off-4250?Print (2016-04-26)
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  • Health outcomes and personal choice collide | Small Biz Advisor
    have some form of wellness criteria that employees must meet in order to receive full benefits under their company sponsored health plan Major organizations all over the U S have taken very serious steps to manage the high price of healthcare associated with unhealthy lifestyle choices In fact as a part of Obamacare s Affordable Care Act 2014 employers can actually charge an extra 30 of the total cost employer and employee portions of individual or family health benefits coverage under a section called Wellness Exception to HIPAA Nondiscrimination Provisions which allows premium discounts or rebates or modification to otherwise applicable cost sharing including copayments deductibles or coinsurance in return for adherence to certain programs of health promotion and disease prevention The takeaway here should not be the wiping of our collective brows in relief that it s not happening in Canada but instead how will we be prepared when it does Although legal experts may not be wrong in labelling the Quebec employer s non smoker hiring practices discriminatory at its core it s about personal choice preventable diseases and the higher health costs associated with treatment In Canada the cost to employers of private insurance plans is still masked by our provincial healthcare systems The small cost of maintenance drugs for disease states such as cholesterol high blood pressure and even type 2 diabetes hides the real issue rates of preventable disease are on the rise and are increasing at a frightening trajectory The cost is not simply for drugs Cardiovascular disease had a total spend in 2014 of more than 20 9 billion on physician s services hospital costs lost wages and decreased productivity And one of the fastest growing preventable diseases type 2 diabetes is estimated to have cost Canadians 6 billion in 2015 and accounts

    Original URL path: http://www.smallbizadvisor.ca/group-benefits/health-outcomes-and-personal-choice-collide-4226?Print (2016-04-26)
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  • 56% of employers use mobile technology to support employee health: survey | Small Biz Advisor
    up from 32 in 2013 36 may add this technology within the next three years Only 15 use texting or SMS for health or financial related messaging Mobile technology is the highest priority for senior management at 32 Though the survey found that 31 of organizations use gamification when third party providers are included it tops the list of technologies used Three quarters 74 use contests such as weight loss or walking competitions with 17 are considering adopting them over the next few years More than half 52 of respondents incorporate game like features in wellbeing resources and another 30 expect to do so in the next three years Reflecting the need for results driven data activity tracking is now used by 37 of respondents with another 37 planning to adopt the technology in the coming years Measuring the impact of technology supported wellness programs remains challenging for employers particularly where direct cause and effect cannot be quantified said Scot Marcotte client technology leader at Xerox HR Services Wearable sensors offer an opportunity for better measurement but adoption of work sponsored wearable usage has been slow due to a variety of reasons including cost of the technology and privacy concerns

    Original URL path: http://www.smallbizadvisor.ca/group-benefits/56-of-employers-use-mobile-technology-to-support-employee-health-survey-4220?Print (2016-04-26)
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  • What’s the impact of emerging cancer treatments on benefits plans? | Small Biz Advisor
    panel moderator Louise Binder The side effects in some cases can include loss of part of the immune system despite otherwise being effective in treating the cancer the conference heard Other issues include the potential use of genetic testing that can help determine whether a particular treatment will be effective on an individual While the panellists agreed testing can help make treatment more affordable should insurers have access to the information It s a difficult question but panellist Joan Weir director of health and dental policy at the Canadian Life and Health Insurance Association said they should She emphasized the need for both sides to have full information in order to determine the right price for things like life insurance In the absence of that probably everyone will need to bear some higher prices she said Of course with drug prices rising another issue is the cost of new treatments As Binder noted the private sector covers 58 of pharmaceutical expenditures in Canada As a result she said many plan sponsors are getting more proactive in deciding what they ll cover It could mean that it will take longer to come to a private drug plan said Weir acknowledging that

    Original URL path: http://www.smallbizadvisor.ca/group-benefits/whats-the-impact-of-emerging-cancer-treatments-on-benefits-plans-4214?Print (2016-04-26)
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  • Hacking your way to a healthier workforce | Small Biz Advisor
    the sustainability of group benefits plans In our view the best way to control health care costs is to prevent illness and absenteeism to be there for employees every step of the way to help them take control of their physical and mental health said Josée Dixon senior vice president of group and business insurance at Desjardins Technology can help promote health because it allows for new communications tools to reach employees And with the rise of millennials in the workforce technology focused options are an important avenue for engagement They re the most connected generation in the history of humanity and to do this differently for them would not make sense said Luc Sirois co founder and executive director at Hacking Health and HH Accelerator Sirois is partnering with Desjardins and spoke at the forum Some examples of developments that can help improve workplace health include a sleep monitor that can connect employees who have trouble sleeping with health care professionals or technology that scans the language employees are using in digital communications to identify early signs of psychological stress The technology not only identifies signs it then confidentially provides the employee with information on how to take action

    Original URL path: http://www.smallbizadvisor.ca/group-benefits/hacking-your-way-to-a-healthier-workforce-4202?Print (2016-04-26)
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