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  • SMEs stable on investment front: BDC study | Small Biz Advisor
    Canadian entrepreneurs are wary about the state of the economy they appear generally optimistic about the future of their business said Pierre Cléroux Chief Economist and Vice President Research at BDC It is encouraging to see small businesses remain focused on growth and productivity in spite of a challenging economy This is the first study of its kind in Canada designed to show what executives of small and medium sized businesses are planning for investment projects in terms of both the sums of money they plan to allocate and the motivations and constraints that are holding them back from investing The survey of 4 000 entrepreneurs from August to November found several regional bright spots In British Columbia and the Territories entrepreneurs plan to invest 14 more than in 2015 while Ontario businesses plan a 2 investment increase Struck hard by the slump in the crude oil market Alberta SMEs are expected to invest 27 less this year The study also found shoots of optimism in the province since entrepreneurs there intend to invest 65 000 each in their business over 50 more than the Canadian median and by far the largest median amount of planned investment when compared to other regions Additional regional details are available in the BDC survey report There is every indication that the future belongs to entrepreneurs who invest in their businesses These SMEs have better growth prospects a larger number of employees and the best chance to succeed in international markets adds Mr Cléroux We strongly encourage SMEs to step up their investments in the coming months Also with the cost of borrowing at an all time low the time is ripe Other findings from the survey In terms of value the largest planned investments were earmarked for commercial real estate projects with a

    Original URL path: http://www.smallbizadvisor.ca/news/smes-stable-on-investment-front-bdc-study-4150 (2016-04-26)
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  • More than 22,000 professionals worldwide pass CFA Level 1 | Small Biz Advisor
    increase of 11 from the previous year View historic pass rates We are committed to developing future professionals with the necessary technical skills knowledge and ethics and with a clear understanding of their role in society says Paul Smith CFA president and CEO of CFA Institute To earn the CFA designation candidates must pass all three levels of exam successful candidates often report dedicating in excess of 300 hours of

    Original URL path: http://www.smallbizadvisor.ca/news/more-than-22000-professionals-worldwide-pass-cfa-level-1-4148 (2016-04-26)
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  • Mailing nicotine patches to smokers helps them quit | Small Biz Advisor
    replacement therapy without counselling works because there are many people who purchase nicotine patches over the counter and attempt to quit without any support notes Dr John Cunningham CAMH Senior Scientist in Social and Epidemiological Research and co authors in their study published in JAMA Internal Medicine In past clinical studies where the patch is offered with behavioural supports its value has been well demonstrated However in large population studies of smokers who buy the patch over the counter with no such supports nicotine replacement doesn t appear to affect quit rates when compared with smokers who don t use nicotine replacement therapy To address this issue the research team conducted a randomized clinical trial to compare whether smokers willing to receive free nicotine patches by mail without behavioural assistance were more successful in quitting than interested smokers who received no patch Adults who consumed at least 10 cigarettes a day were recruited from across Canada by random digit dialing of home and cell phone numbers In total 500 participants in the experimental group were mailed a five week supply of nicotine patches and 499 participants in the control group were not offered the nicotine patches or any other intervention

    Original URL path: http://www.smallbizadvisor.ca/news/mailing-nicotine-patches-to-smokers-helps-them-quit-4145 (2016-04-26)
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  • Depression one of top reasons Canadians see physicians | Small Biz Advisor
    different 24 of physician respondents Comparatively musculoskeletal disorders were the top ranked condition by 11 of physician respondents Furthermore 63 of physicians reported that depression anxiety disorders or stress related issues had the fastest increase in cases they had seen over the last two to three years The national survey also found that a large majority 82 of employees who reported struggling with mental health issues and two thirds 67 of employees who reported struggling with stress symptoms said it impacts their work Comparatively only half 53 of employees who reported struggling with physical health issues said it impacts their work The survey found that more than two thirds 67 of highly engaged employees reported excellent or very good mental health compared to less than half 35 who are not engaged Additionally workplace stress has been found to have a higher impact on engagement than personal stress Nearly half 47 of employees who are not engaged reported extreme workplace stress but less than one in five 18 of employees who are not engaged reported extreme personal stress Upon looking further into the reasons for stress at work employees reported that the sources of workplace stress are due primarily to emotional

    Original URL path: http://www.smallbizadvisor.ca/news/depression-one-of-top-reasons-canadians-see-physicians-4144 (2016-04-26)
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  • Dismal start to 2016 signals more challenges ahead | Small Biz Advisor
    is the slowing growth in China that has caused investors the most concern Policymakers appear to have been caught off guard by the speed at which Chinese growth is slowing China is already an important driver of global economic growth and asset returns and will become more so as it opens up its financial system Chinese policymakers are motivated to manage the transition to a more open economy as smoothly as they can However the policy challenges of reforming and liberalizing a slowing economy are acute and the risk of a policy error is elevated Policymakers in other developed nations are similarly struggling The European Central bank continues to maintain a policy of quantitative easing which is broadly supportive of European equities in local currency terms European economic activity remains mixed with even Germany feeling the impact of global uncertainty While the U S economy is still expected to be one of the strongest despite recent comments by the IMF about lower growth prospects uncertainty remains about the timing and extent of the Federal Reserve Open Market Committee s interest rate increases Of equal concern to investors is the level of the U S dollar It is likely that the U S dollar will remain strong against the Euro Yen and the Canadian dollar and could even strengthen albeit at a slower pace This naturally brings us back to Canada The Bank of Canada is in a difficult position with interest rates being as low as they are Monetary policy cannot help Canada get out of its growth funk which is why the federal government is exploring accelerating its infrastructure programs even at the expense of increasing the deficit beyond the telegraphed 10 billion During the election campaign Justin Trudeau promised an additional 60 billion for infrastructure projects over the

    Original URL path: http://www.smallbizadvisor.ca/news/dismal-start-to-2016-signals-more-challenges-ahead-4141 (2016-04-26)
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  • Digital media is transforming the way we work | Small Biz Advisor
    than half 56 of respondents said digital media has transformed the way they work while 41 agreed that social media improves their work effectiveness Half of the respondents agreed that digital media has improved the quality of their professional lives The increased use of digital media is changing people s everyday lives and the way they connect and collaborate especially at work said Ravin Jesuthasan a managing director at Willis Towers Watson and co author of the study The digitization of content and data as well as new digital communication technologies have opened up novel opportunities for where when how and by whom work gets done This is also changing the nature of the employment relationship The study also found that two thirds of respondents believe digital media has improved their ability to do their work learn and develop professionally and collaborate with colleagues Around six in 10 agreed that digital media has improved their ability to maintain balance between work and personal life build relationships with professional contacts and find work The impact of increased digital media depending greatly on where the respondents lived Only about one quarter of respondents from Germany and the U S said they think

    Original URL path: http://www.smallbizadvisor.ca/news/digital-media-is-transforming-the-way-we-work-4140 (2016-04-26)
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