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  • Steven Cohen Insurance Agency
    We are also licensed in several American states to provide cross border insurance solutions We specialize in Life Insurance Living Benefits comprising of Long Term Disability Critical Illness Long Term Care Wait List Insurance Medical Access Insurance Individual Savings Retirement

    Original URL path: http://www.stevencohenins.ca/ (2016-04-26)
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  • Steven Cohen Insurance Agency
    access to the American health care system with Medical Access Insurance The plan provides Treatment for 6 critical conditions such as Heart Disease and Cancers Customized treatment plan coordinated by a global patient organization once an initial diagnosis of the covered illness is confirmed Advanced medical treatment provided within 3 weeks at an American health care facility Back to top INDIVIDUAL SAVINGS SOLUTIONS We offer individual retirement investment programs Savings Plans and Income Plans on both a registered RRSP and non registered basis Savings Plans RRSP RESP Non registered or TDSP coming in 2009 GIC s Guaranteed Investment Certificates GIC s are secure investments that offer a guaranteed rate of return for a fixed period of time Working with banks insurance companies credit unions and trust companies we are able to offer our clients the best rates for terms ranging from 1 to 5 years Guaranteed Investment Funds These funds offer investment returns based on market performance along with built in guarantees that protect your original investment Also referred to as Segregated Funds these products are a safe and simple way to diversify by asset class investment type and region of the world These plans also offer significant Estate Planning benefits and can provide creditor protection Back to top Income Plans RRIF LIF or non registered plans Annuities An Annuity can be purchased on a fixed term or a lifetime basis The person buying the annuity provides a given amount of capital in return for a guaranteed monthly quarterly or annual income for a minimum term or for life In effect you are giving up your capital in order to receive a guaranteed income Annuities are based on income investments Therefore a fixed term annuity will be based on the returns of a portfolio of such investments for the term of the annuity Lifetime annuities are based both on an income portfolio and a person s life expectancy Life expectancy becomes a major consideration when one is purchasing a lifetime annuity and is older than age 75 The returns can appear to be very high because of the effect that life expectancy has on the yield Most annuities are implemented to provide a guaranteed pension using registered funds However non registered annuities are often implemented together with lifetime insurance in order to provide a yield which is superior to the average GIC yield with the life insurance providing a full return of capital upon death This strategy is a valid consideration in retirement planning because of their special nature of taxation Annuities are available jointly on the lives of 2 persons as well with payments terminating on the death of the 2nd individual Guaranteed Income Products Planning for retirement has become the single greatest challenge facing the baby boomer generation The problem is simple you cannot afford to lose your principal However the guaranteed returns may not allow your money to grow fast enough GIP s offer a guaranteed income for life with the potential to increase if the markets

    Original URL path: http://www.stevencohenins.ca/services.html (2016-04-26)
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  • Steven Cohen Insurance Agency
    Newsletters Dec 2011 Dec 2010 Dec 2008 Insurance medical tip sheet click here Steve s wine tips click here

    Original URL path: http://www.stevencohenins.ca/resources.html (2016-04-26)
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  • Steven Cohen Insurance Agency
    you with your insurance and retirement needs Steven Cohen Insurance Agency Inc 1 Eva Road Suite 324 Toronto Ontario M9C 4Z5 Phone 416 259 1166 Fax 416 259 5885 email info stevencohenins ca Please notify us with any changes of

    Original URL path: http://www.stevencohenins.ca/contact.html (2016-04-26)
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  • Steven Cohen Insurance Agency
    Canadian Life Insurance Comparison Instant Quote from 25 Canadian based companies US Life Insurance Comparison Instant Quote from 150 U S based companies

    Original URL path: http://www.stevencohenins.ca/quotes.html (2016-04-26)
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  • CANADIAN EMPLOYEE RELOCATION COUNCIL
    drugs SSQ Inpatriate Medical Extended Health Claim Form Version Francais Steps to Enroll 1 Complete the AXA Inpatriate Medical Enrollment Form 2 Mail fax or e mail the Enrollment Form Mail Steven Cohen Insurance Agency Inc 1 Eva Road Suite 324 Toronto Ontario M9C 4Z5 Fax 416 259 5885 E Mail inpatriate stevencohenins ca 3 Send the appropriate Plan premiums as described in the Brochure or Master Application by mail

    Original URL path: http://www.stevencohenins.ca/cerc.html (2016-04-26)
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  • CANADIAN EMPLOYEE RELOCATION COUNCIL
    medicaments Specimen avec medicaments Proposition cadre sans medicaments Proposition cadre avec medicaments Demand de Reglement Assurances Maladie Envoyez s il vous plait vos formes d enrolment accomplies a Steven Cohen Insurance Agency Inc 1 Eva Road Suite 324 Toronto Ontario

    Original URL path: http://www.stevencohenins.ca/cerc_francais.html (2016-04-26)
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  • Steven Cohen Insurance Agency
    has been with the agency since its establishment in 1979 Her responsibilities include financial and administrative management and information technology for the company Ilka Hurman is the agency s office manager She is responsible primarily for the maintenance and servicing of all group benefit programs and is involved in both the installation and after sales service of these plans She has experience in all facets of the agency s business

    Original URL path: http://www.stevencohenins.ca/about_us.html (2016-04-26)
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